Real Estate Investing in Longmeadow, Massachusetts (01106)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hampden County • Population: 15,961 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 01106 (Longmeadow, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Longmeadow, MA (01106)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $547,615
Avg Monthly Rent $2,340
1% Rule ✗ Does Not Meet
Median Income $137,597
% Renters 9.5%

Market Analysis: 01106 Longmeadow

Not every below-median market is a bargain. Longmeadow's 01106 ZIP stands at signals that favor experienced operators who can absorb the risk $548K pricing implies.

Rent of $2,340/mo on a $548K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 01106 sits below the stated 0.0% once reality is priced in.

In the broader MA picture, 01106 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 01106 ZIP's population of 15,961 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

Strategy in 01106 is an operator game, not a passive one. Turning to rents, entry prices of $548K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Longmeadow:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,340/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MA Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MA metro data
🏠

Property Strategy for 01106

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
4BR
+7.7% 5yr CAGR
Best Overall Value
5BR
$142,233/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $371,827 $2,600 5.0% +7.2% $185,913
3BR $459,463 $3,190 5.0% +7.3% $153,154
4BR $593,597 $3,440 4.2% +7.7% $148,399
5BR $711,165 +7.5% $142,233

Market Trends

Home Value History (with trend line)

$569K$511K$454K$396K$338K$280KJul 2006Jul 2016Jul 2026

📊 How Does 01106 Compare?

Metric 01106 Longmeadow Springfield, MA Massachusetts
Home Value $547,615 $547,615 N/A $645,115
5-Year CAGR 6.3% 6.3% N/A 7.0%
Avg Rent $2,340 $2,340 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 01106? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01106 (Longmeadow, MA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 01106 (Longmeadow, MA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+6.3%
Strong

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $547,615
Monthly Rent $2,340
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.3%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 01106

Population: 15,961

💰 Median Household Income
$137,597
This area
$137,597
State
$107,356
USA
$74,580
🏠 Renter Occupied
9.5%
This area
9.5%
State
28.1%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-8.0%
USA
3.7%
🎓 College Educated
63.0%
This area
63.0%
State
32.1%
USA
33.7%
👤 Median Age
45.1 years
This area
45.1 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
3.8%
This area
3.8%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 88.3%
Asian 5.8%
Other/Mixed 4.6%
Hispanic/Latino 2.2%
Black/African American 1.3%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
22.8%
This area
22.8%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01106

A+ Avg School Grade
6 Schools
11.3:1 Avg Class Size
$21,704 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Blueberry Hill

📚 K – 05 Elementary
👥
375 Students
👨‍🏫
11.4:1 Class Size
💰
$21,704 Per Student
A+ Excellent

Center

📚 K – 05 Elementary
👥
409 Students
👨‍🏫
10.7:1 Class Size
💰
$21,704 Per Student
A+ Excellent

Glenbrook Middle

📚 06 – 08 Middle
👥
320 Students
👨‍🏫
11.7:1 Class Size
💰
$21,704 Per Student
A+ Excellent

Williams Middle

📚 06 – 08 Middle
👥
310 Students
👨‍🏫
10.8:1 Class Size
💰
$21,704 Per Student
A+ Excellent

Wolf Swamp Road

📚 Pre-K – 05 Elementary
👥
448 Students
👨‍🏫
12.0:1 Class Size
💰
$21,704 Per Student
A+ Excellent

Longmeadow High

📚 09 – 12 High School
👥
911 Students
👨‍🏫
11.4:1 Class Size
💰
$21,704 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Alice B Beal Elementary

📚 Pre-K – 05 Elementary
📍 285 Tiffany Street, Springfield
👥
304 Students
👨‍🏫
12.0:1 Class Size
💰
$33,774 Per Student
A+ Excellent

Roberta G. Doering School

📚 05 – 06 School
📍 68 Main Street, Agawam
👥
504 Students
👨‍🏫
11.7:1 Class Size
💰
$24,098 Per Student
A+ Excellent

Sumner Avenue

📚 Pre-K – 05 Elementary
📍 45 Sumner Avenue, Springfield
👥
488 Students
👨‍🏫
10.7:1 Class Size
💰
$33,774 Per Student
A+ Excellent

Washington

📚 Pre-K – 05 Elementary
📍 141 Washington Street, Springfield
👥
397 Students
👨‍🏫
10.1:1 Class Size
💰
$33,774 Per Student
A+ Excellent

White Street

📚 Pre-K – 05 Elementary
📍 300 White Street, Springfield
👥
392 Students
👨‍🏫
10.8:1 Class Size
💰
$33,774 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 766 Off-Campus Students
C
Bay Path University
2,643 students · 0.7 mi
C+
Springfield College
2,785 students · 3.8 mi
C
Springfield College-Regional, Online, and Continuing Education
421 students · 3.8 mi
C
Springfield Technical Community College
4,561 students · 4.2 mi
C
American International College
2,142 students · 4.4 mi
C
Western New England University
3,574 students · 5.3 mi
C
College of Our Lady of the Elms
1,332 students · 6.6 mi
C
DiGrigoli School of Cosmetology
28 students · 7.4 mi

Investor Insight: With 766 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Longmeadow, MA good for landlords?

For rental operators, Longmeadow, MA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

How much do tenants pay in Longmeadow, MA?

Rent in Longmeadow, MA is around $2,340/mo. The resulting rent-to-value relationship with $548K pricing is reasonable for most investor models.

What is the tenant pool like in Longmeadow, MA?

The tenant pool in Longmeadow, MA is solid, supported by local employment and population fundamentals. Rents of $2,340/mo are well-absorbed by the market.

Does a duplex house hack pencil in Longmeadow, MA?

The a challenging house-hack environment in Longmeadow, MA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What real estate strategy is ideal for Longmeadow, MA?

For Longmeadow, MA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 01106 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01106 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 01106 ranks in Springfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 01106 (Longmeadow)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 01106 (Longmeadow, MA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.