Best ZIP Codes for Cash Flow in Madison, WI (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 53566 Monroe, WI $287,031 $1,325 3.60% 5.9%
2 53901 Portage, WI $295,395 $1,225 3.23% 7.1%
3 53716 Madison, WI $422,535 $1,739 3.21% 6.8%
4 53704 Madison, WI $384,292 $1,576 3.20% 4.8%
5 53713 Madison, WI $366,041 $1,476 3.14% 6.4%
6 53558 McFarland, WI $493,710 $1,983 3.13% 4.8%
7 53703 Madison, WI $447,481 $1,775 3.09% 1.3%
8 53531 Deerfield, WI $436,800 $1,725 3.08% 5.3%
9 53714 Madison, WI $387,064 $1,481 2.99% 6.8%
10 53718 Madison, WI $433,939 $1,650 2.97% 5.4%
11 53575 Oregon, WI $505,398 $1,907 2.94% 6.2%
12 53932 Fall River, WI $365,179 $1,377 2.94% 6.8%
13 53553 Linden, WI $253,781 $954 2.93% 6.6%
14 53589 Stoughton, WI $439,869 $1,644 2.92% 6.2%
15 53719 Madison, WI $436,230 $1,613 2.88% 5.3%
16 53911 Arlington, WI $383,221 $1,386 2.82% 6.9%
17 53532 De Forest, WI $482,643 $1,742 2.81% 5.9%
18 53590 Sun Prairie, WI $460,283 $1,659 2.81% 5.7%
19 53527 Cottage Grove, WI $486,636 $1,738 2.79% 5.9%
20 53597 Waunakee, WI $605,300 $2,124 2.74% 5.5%
21 53593 Verona, WI $599,663 $2,078 2.70% 5.1%
22 53717 Madison, WI $524,203 $1,801 2.68% 6.1%
23 53925 Columbus, WI $355,441 $1,197 2.63% 5.9%
24 53705 Madison, WI $567,874 $1,902 2.61% 6.4%
25 53711 Madison, WI $515,615 $1,704 2.58% 6.2%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Madison, WI  ·  Affordable in Madison, WI

Or see the full Madison, WI metro profile.