Most Affordable ZIP Codes in St. Louis, MO-IL (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 62207 1% rule | Centreville, IL | $40,057 | $891 | 17.35% | 0.1% |
| 2 | 63115 1% rule | Saint Louis, MO | $40,674 | $934 | 17.91% | 0.0% |
| 3 | 62203 1% rule | East Saint Louis, IL | $40,971 | $1,017 | 19.36% | 1.2% |
| 4 | 63107 1% rule | Saint Louis, MO | $45,454 | $825 | 14.16% | -3.5% |
| 5 | 62201 1% rule | East Saint Louis, IL | $52,670 | $891 | 13.20% | -5.1% |
| 6 | 62206 1% rule | Cahokia, IL | $52,802 | $1,312 | 19.38% | 2.3% |
| 7 | 62060 1% rule | Madison, IL | $52,863 | $972 | 14.34% | 4.2% |
| 8 | 63113 1% rule | Saint Louis, MO | $53,993 | $900 | 12.99% | -3.3% |
| 9 | 63147 1% rule | Saint Louis, MO | $60,488 | $1,000 | 12.90% | -0.8% |
| 10 | 62009 1% rule | Benld, IL | $74,694 | $828 | 8.65% | 5.2% |
| 11 | 63133 1% rule | Pagedale, MO | $75,992 | $1,248 | 12.81% | 9.6% |
| 12 | 62048 1% rule | Hartford, IL | $84,705 | $963 | 8.87% | 5.0% |
| 13 | 63121 1% rule | Normandy, MO | $88,008 | $1,078 | 9.55% | 4.1% |
| 14 | 63137 1% rule | Bellefontaine Neighbors, MO | $95,347 | $1,385 | 11.33% | 3.8% |
| 15 | 62084 | Roxana, IL | $108,017 | $954 | 6.89% | 3.5% |
| 16 | 62058 | Livingston, IL | $108,292 | $891 | 6.42% | 6.2% |
| 17 | 62033 | Gillespie, IL | $110,211 | $828 | 5.86% | 1.9% |
| 18 | 62018 | Cottage Hills, IL | $110,650 | $926 | 6.53% | 5.0% |
| 19 | 62257 | Marissa, IL | $112,301 | $891 | 6.19% | 2.4% |
| 20 | 63135 1% rule | Ferguson, MO | $112,649 | $1,340 | 9.28% | 2.7% |
| 21 | 63134 1% rule | Berkeley, MO | $114,026 | $1,313 | 8.98% | 6.0% |
| 22 | 63106 | Saint Louis, MO | $117,824 | $937 | 6.20% | -2.8% |
| 23 | 62002 | Alton, IL | $120,090 | $981 | 6.37% | 3.6% |
| 24 | 62255 | Lenzburg, IL | $120,350 | $900 | 5.83% | -0.1% |
| 25 | 62253 | Keyesport, IL | $121,434 | $891 | 5.72% | 4.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in St. Louis, MO-IL · Appreciation in St. Louis, MO-IL · 1% Rule in St. Louis, MO-IL
Or see the full St. Louis, MO-IL metro profile.