Real Estate Investing in Lenzburg, Illinois (62255)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Clair County • Population: 1,231 • Data updated: September 2026

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Should you buy in 62255 (Lenzburg, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Declining values: -0.1% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 9.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lenzburg, IL (62255)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $120,350
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $76,622
% Renters 15.6%

Market Analysis: 62255 Lenzburg

ZIP 62255 inside Saint Clair County looks affordable on the surface — median value of $120K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 62255 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within IL, ZIP 62255 trails on several market indicators that neighboring Saint Clair County submarkets outperform. The gap is real and solid enough to shape underwriting.

Meanwhile, 1,231 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lenzburg:

C+ Average
Buy Confidence Score: 60/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data

Market Trends

Home Value History (with trend line)

$138K$128K$117K$106K$95K$84KJul 2006Jul 2016Jul 2026

📊 How Does 62255 Compare?

Metric 62255 Lenzburg St. Louis, MO-IL Illinois
Home Value $120,350 $120,350 N/A $279,761
5-Year CAGR N/A N/A N/A 6.6%
Avg Rent $900 $900 N/A -
Cap Rate 5.8% 5.8% - -
💡 Why Invest in 62255? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62255 (Lenzburg, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.8%
Fair
5yr Growth
-0.1%
Declining

📊 Market Snapshot

Home Value $120,350
Monthly Rent $900
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.8%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR -0.9% ▼
5-Year CAGR -0.1% ▼
10-Year CAGR +0.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.1%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 62255

Population: 1,231

💰 Median Household Income
$76,622
This area
$76,622
State
$75,721
USA
$74,580
🏠 Renter Occupied
15.6%
This area
15.6%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-3.3%
USA
3.7%
🎓 College Educated
13.4%
This area
13.4%
State
16.4%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.8%
This area
9.8%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Other/Mixed 0.9%
Hispanic/Latino 0.7%
Black/African American 0.1%
👶 Under 18
28.1%
This area
28.1%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
6.6%
This area
6.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 28 Off-Campus Students
C
Career Center of Southern Illinois
48 students · 9.4 mi

Frequently Asked Questions

What is the average monthly rent in Lenzburg, IL?

Expect rents around $900/mo per month in Lenzburg, IL. With home values at $120K, the yield math works out to reasonable levels for rental investors.

Is it easy to find good tenants in Lenzburg, IL?

The renter base in Lenzburg, IL is reasonable for the $900/mo price point. Screening well and pricing to market typically yields stable tenants.

Should investors consider Lenzburg, IL?

The 3.0/5 investability rating in Lenzburg, IL reflects its $120K prices and $900/mo rents. Investors generally consider it a solid option within IL.

What is the rental occupancy rate in Lenzburg, IL?

Lenzburg, IL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Does a duplex house hack pencil in Lenzburg, IL?

The a challenging house-hack environment in Lenzburg, IL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

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How 62255 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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