Real Estate Investing in Mascoutah, Illinois (62258)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Clair County • Population: 10,292 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 62258 (Mascoutah, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.2% vacancy may signal weakening demand.

What’s happening in Mascoutah, IL (62258)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $269,614
Avg Monthly Rent $1,403
1% Rule ✗ Does Not Meet
Median Income $89,519
% Renters 27.1%

Market Analysis: 62258 Mascoutah

This part of Saint Clair County is not an easy win. The 62258 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

On balance, the numbers look inviting — $270K purchase price, 0.0% nominal cap — the work to hit that pro forma in 62258 is substantial and deserves full respect.

ZIP 62258's metrics run below Saint Clair County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A sturdy renter share of 27% in 62258 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. healthy returns are possible in 62258, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mascoutah:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,403/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 62258

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
3BR
+8.9% 5yr CAGR
Best Overall Value
2BR
$82,551/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $165,102 $1,310 5.7% +8.6% $82,551
3BR $264,793 $1,690 4.6% +8.9% $88,264
4BR $333,587 $1,950 4.2% +7.4% $83,397

Market Trends

Home Value History (with trend line)

$280K$250K$219K$189K$158K$127KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,445$1,431$1,416$1,401$1,386$1,372Oct 2025Mar 2026Jul 2026

📊 How Does 62258 Compare?

Metric 62258 Mascoutah St. Louis, MO-IL Illinois
Home Value $269,614 $269,614 N/A $279,761
5-Year CAGR 6.2% 6.2% N/A 6.6%
Avg Rent $1,403 $1,403 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 62258? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62258 (Mascoutah, IL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 62258 (Mascoutah, IL)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $269,614
Monthly Rent $1,403
Price-to-Rent 16.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 62258

Population: 10,292

💰 Median Household Income
$89,519
This area
$89,519
State
$75,721
USA
$74,580
🏠 Renter Occupied
27.1%
This area
27.1%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-3.3%
USA
3.7%
🎓 College Educated
28.0%
This area
28.0%
State
16.4%
USA
33.7%
👤 Median Age
38.5 years
This area
38.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.2%
This area
8.2%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 84.9%
Other/Mixed 10.5%
Hispanic/Latino 5.4%
Black/African American 2.4%
Asian 2.3%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 62258

B+ Avg School Grade
3 Schools
15.3:1 Avg Class Size
$14,621 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Mascoutah Middle School

📚 06 – 08 Middle
👥
945 Students
👨‍🏫
15.0:1 Class Size
💰
$14,621 Per Student
B+ Above Average

Mascoutah Elem School

📚 Pre-K – 05 Elementary
👥
770 Students
👨‍🏫
15.9:1 Class Size
💰
$14,621 Per Student
B+ Above Average

Mascoutah High School

📚 09 – 12 High School
👥
1,231 Students
👨‍🏫
15.0:1 Class Size
💰
$14,621 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 3,182 Off-Campus Students
C
Southwestern Illinois College
7,955 students · 9.1 mi
C
McKendree University
2,075 students · 10.5 mi

Investor Insight: With 3,182 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Mascoutah, IL?

Mascoutah, IL home values average about $270K. That price point suits investors targeting rentals with $1,403/mo in monthly income.

How should investors approach Mascoutah, IL?

For Mascoutah, IL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is vacancy a concern in Mascoutah, IL?

Vacancy risk in Mascoutah, IL is elevated. That supports predictable cash flow for typical rental holds.

Is house hacking profitable in Mascoutah, IL?

Mascoutah, IL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $270K price point reasonable to enter.

Is Mascoutah, IL good for landlords?

IL ranks as a landlord-friendly state for landlord-tenant law. Mascoutah generally follows the statewide framework, so landlords face reasonable operating rules.

You know 62258 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 62258 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 62258 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 62258 (Mascoutah)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 62258 (Mascoutah, IL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.