Real Estate Investing in Saint Louis, Missouri (63107)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63107 (Saint Louis, MO)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 38.4% of homes vacant — above national norms.
- Declining values: -3.5% 5-year CAGR — values have moved lower.
- Lower household income: $37,127 median — tenant affordability is tighter.
What’s happening in Saint Louis, MO (63107)?
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Market Analysis: 63107 Saint Louis
ZIP 63107 offers what many appreciation markets cannot: an affordable basis at $45K and rent support of $825/mo for rehab-driven equity creation in Saint Louis City.
The a strong candidate for angle here is forced equity, not market equity. ZIP 63107 rewards investors who can execute on scope, timeline, and tenant turnover.
The a strong candidate for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 63107 has not.
On the rental side, incomes in 63107 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.
Value-add plays pencil in 63107 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.
Here's what matters if you're considering buying a home in Saint Louis:
Property Strategy for 63107
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $39,843 | $1,030 | 18.6% | +1.7% | $19,921 |
| 3BR | $65,401 | $1,330 | 14.6% | -1.2% | $21,800 |
| 4BR | $78,025 | $1,530 | 14.1% | — | $19,506 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63107 Compare?
| Metric | 63107 | Saint Louis | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $45,454 | $151,242 | N/A | $254,657 |
| 5-Year CAGR | N/A | 1.0% | N/A | 7.0% |
| Avg Rent | $825 | $1,223 | N/A | - |
| Cap Rate | 14.2% | 8.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63107 (Saint Louis, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $45,454 |
| Monthly Rent | $825 |
| Price-to-Rent | 4.6:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 21.8% |
| Cap Rate | 14.2% |
| 5-Year IRR | 10.6% |
📈 Home Appreciation
| 1-Year | -1.1% ▼ |
| 3-Year CAGR | -3.8% ▼ |
| 5-Year CAGR | -3.5% ▼ |
| 10-Year CAGR | +0.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (14.2%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63107
Population: 9,082
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63107
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
MILLER CAREER ACADEMY
SOLDAN INTERNATIONAL STUDIES
CONFLUENCE PREPARATORY ACADEMY
GRAND CENTER ARTS ACADEMY HIGH
HAMILTON ELEM. COMMUNITY ED.
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is housing expensive in Saint Louis, MO?
Saint Louis, MO median home values land near $45K. That is reasonable territory for investors looking at $825/mo-per-month rentals.
How viable is house hacking in Saint Louis, MO?
The house hack math an attractive in Saint Louis, MO. Owner-occupant buyers benefit from the $825/mo rents and $45K home values.
Does Saint Louis, MO meet the 1% rule for rental property?
With rents of $825/mo on $45K homes, Saint Louis, MO close to the 1% rule for most properties. The actual rent-to-price ratio is 1.82%.
Does BRRRR pencil out in Saint Louis, MO?
Yes - BRRRR is a strong in Saint Louis, MO. The $45K home values and $825/mo rents anchor the refinance math.
Should investors consider Saint Louis, MO?
The 4.0/5 investability rating in Saint Louis, MO reflects its $45K prices and $825/mo rents. Investors generally consider it a solid option within MO.
You know 63107 now. You don’t know where it ranks.
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How 63107 ranks in St. Louis, MO-IL
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