Real Estate Investing in Saint Louis, Missouri (63101)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63101 (Saint Louis, MO)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 17.9% of homes vacant — above national norms.
- Declining values: -1.2% 5-year CAGR — values have moved lower.
- Elevated poverty: 26.2% poverty rate — can affect rent collection.
What’s happening in Saint Louis, MO (63101)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63101 Saint Louis
Looking more closely, ZIP 63101 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $190K median. It rewards specialists, not generalists.
The 63101 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
From a cash-flow lens, 63101 offers a low basis, the region around Saint Louis has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 63101 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. notable returns are possible in 63101, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Saint Louis:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63101 Compare?
| Metric | 63101 | Saint Louis | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $189,746 | $151,242 | N/A | $254,657 |
| 5-Year CAGR | N/A | 1.0% | N/A | 7.0% |
| Avg Rent | $1,336 | $1,223 | N/A | - |
| Cap Rate | 5.5% | 8.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63101 (Saint Louis, MO). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 63101 (Saint Louis, MO)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $189,746 |
| Monthly Rent | $1,336 |
| Price-to-Rent | 11.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.5% |
| 5-Year IRR | 4.3% |
📈 Home Appreciation
| 1-Year | -2.2% ▼ |
| 3-Year CAGR | -3.0% ▼ |
| 5-Year CAGR | -1.2% ▼ |
| 10-Year CAGR | -0.6% ▼ |
🏠 Rent Trends
| 1-Year | -14.9% ▼ |
| 3-Year CAGR | -2.2% ▼ |
| 5-Year CAGR | -0.1% ▼ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63101
Population: 2,953
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63101
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
East St Louis-Lincoln Middle Sch
MILLER CAREER ACADEMY
ACAD OF ENTRE STDY@LOUVERTURE
CONFLUENCE PREPARATORY ACADEMY
GRAND CENTER ARTS ACADEMY HIGH
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Do rentals sit vacant long in Saint Louis, MO?
Vacancy in Saint Louis, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,336/mo.
What monthly rent should investors expect in Saint Louis, MO?
Rent in Saint Louis, MO is around $1,336/mo. The resulting rent-to-value relationship with $190K pricing is reasonable for most investor models.
What is the typical renter like in Saint Louis, MO?
The tenant pool in Saint Louis, MO is solid, supported by local employment and population fundamentals. Rents of $1,336/mo are well-absorbed by the market.
Is house hacking profitable in Saint Louis, MO?
The house hack math a challenging in Saint Louis, MO. Owner-occupant buyers benefit from the $1,336/mo rents and $190K home values.
Is Saint Louis in MO worth investing in?
The 3.0/5 investability rating in Saint Louis, MO reflects its $190K prices and $1,336/mo rents. Investors generally consider it a solid option within MO.
You know 63101 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63101 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63101 ranks in St. Louis, MO-IL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 63101 (Saint Louis)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 63101 (Saint Louis, MO).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.