Real Estate Investing in Saint Louis, Missouri (63102)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63102 (Saint Louis, MO)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 16.5% of homes vacant — above national norms.
- Declining values: -0.2% 5-year CAGR — values have moved lower.
What’s happening in Saint Louis, MO (63102)?
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Market Analysis: 63102 Saint Louis
Within Saint Louis City, the 63102 ZIP shows a lower entry point around $149K. From a cash-flow lens, operators who can improve stock here typically see outsized uplift.
The a strong candidate for angle here is forced equity, not market equity. ZIP 63102 rewards investors who can execute on scope, timeline, and tenant turnover.
Comparing Saint Louis submarkets, ZIP 63102 offers an entry cost that most surrounding neighborhoods have moved past. The solid delta is the opportunity.
The 63102 ZIP's demographic trend has been one of stability with upside — population of 3,004, steady renter share, and an incoming cohort that is willing to pay for improved units.
Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.
Here's what matters if you're considering buying a home in Saint Louis:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63102 Compare?
| Metric | 63102 | Saint Louis | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $149,468 | $151,242 | N/A | $254,657 |
| 5-Year CAGR | N/A | 1.0% | N/A | 7.0% |
| Avg Rent | $1,844 | $1,223 | N/A | - |
| Cap Rate | 9.6% | 8.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63102 (Saint Louis, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $149,468 |
| Monthly Rent | $1,844 |
| Price-to-Rent | 6.8:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 14.8% |
| Cap Rate | 9.6% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | -2.8% ▼ |
| 3-Year CAGR | -1.0% ▼ |
| 5-Year CAGR | -0.2% ▼ |
| 10-Year CAGR | -0.7% ▼ |
🏠 Rent Trends
| 1-Year | +1.1% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | N/A |
The estimated cap rate (9.6%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63102
Population: 3,004
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63102
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
East St Louis-Lincoln Middle Sch
MILLER CAREER ACADEMY
ACAD OF ENTRE STDY@LOUVERTURE
CONFLUENCE PREPARATORY ACADEMY
GRAND CENTER ARTS ACADEMY HIGH
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How do experienced investors play Saint Louis, MO?
Investors who focus on value-add and BRRRR deals typically do well in Saint Louis, MO. The numbers - $149K homes against $1,844/mo rents - support that play.
Is the 1% rule achievable in Saint Louis, MO?
With $1,844/mo rents against $149K home prices, Saint Louis, MO produces a 1.23% ratio. That is reasonable proximity to the 1% threshold.
Does buy-rehab-rent-refinance work in Saint Louis, MO?
Investors running BRRRR in Saint Louis, MO see a strong outcomes. Deal flow and rehab execution matter more than the macro here.
What kind of market is Saint Louis, MO for investors?
Investors tracking Saint Louis, MO will find a 4.0/5 rating supported by $149K median home values and $1,844/mo rents. That profile suits long-term holders targeting stable returns.
Are homes affordable in Saint Louis, MO?
Saint Louis, MO home values average about $149K. That price point suits investors targeting rentals with $1,844/mo in monthly income.
You know 63102 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63102 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63102 ranks in St. Louis, MO-IL
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