Real Estate Investing in Cottage Hills, Illinois (62018)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 62018 (Cottage Hills, IL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 9.7% vacancy may signal weakening demand.
- Elevated poverty: 21.4% poverty rate — can affect rent collection.
- Higher unemployment: 8.2% unemployment — tenant risk signal.
What’s happening in Cottage Hills, IL (62018)?
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Market Analysis: 62018 Cottage Hills
The 62018 ZIP covers a section of Cottage Hills that demands careful diligence. Prices near $111K look accessible, but the work to make a deal cash flow is real.
Turning to rents, the numbers look inviting — $111K purchase price, 0.0% nominal cap — the work to hit that pro forma in 62018 is substantial and deserves full respect.
The gap between 62018 and stronger Cottage Hills ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Meanwhile, 3,006 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 62018 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Cottage Hills:
Property Strategy for 62018
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $90,947 | $1,160 | 9.2% | +8.8% | $45,474 |
| 3BR | $118,801 | $1,490 | 9.0% | +5.9% | $39,600 |
| 4BR | $98,044 | $1,730 | 12.7% | +6.1% | $24,511 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 62018 Compare?
| Metric | 62018 | Cottage Hills | St. Louis, MO-IL | Illinois |
|---|---|---|---|---|
| Home Value | $110,650 | $110,650 | N/A | $279,761 |
| 5-Year CAGR | 5.0% | 5.0% | N/A | 6.6% |
| Avg Rent | $926 | $926 | N/A | - |
| Cap Rate | 6.5% | 6.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 62018 (Cottage Hills, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $110,650 |
| Monthly Rent | $926 |
| Price-to-Rent | 10.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.0% |
| Cap Rate | 6.5% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +11.0% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 62018
Population: 3,006
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 62018
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Eastwood Elem School
East Alton Middle School
Bethalto East Primary School
Civic Memorial High School
Wilbur Trimpe Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,909 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the smart move for investors in Cottage Hills, IL?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Cottage Hills, IL. The numbers - $111K homes against $926/mo rents - support that play.
What do rentals go for in Cottage Hills, IL?
Rent in Cottage Hills, IL is around $926/mo. The resulting rent-to-value relationship with $111K pricing is reasonable for most investor models.
Can I house hack in Cottage Hills, IL?
The a challenging house-hack environment in Cottage Hills, IL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How quickly do rentals get leased in Cottage Hills, IL?
Occupancy in Cottage Hills, IL runs consistent with elevated vacancy. Well-priced units at $926/mo lease on reasonable timelines.
How much does a house cost in Cottage Hills, IL?
Cottage Hills, IL home values average about $111K. That price point suits investors targeting rentals with $926/mo in monthly income.
You know 62018 now. You don’t know where it ranks.
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How 62018 ranks in St. Louis, MO-IL
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