Real Estate Investing in Wood River, Illinois (62095)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 62095 (Wood River, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.4% vacancy may signal weakening demand.
What’s happening in Wood River, IL (62095)?
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Market Analysis: 62095 Wood River
The 62095 ZIP covers a section of Wood River that demands careful diligence. Prices near $134K look accessible, but the work to make a deal cash flow is real.
Rent of $1,081/mo on a $134K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 62095 sits below the stated 0.0% once reality is priced in.
The gap between 62095 and stronger Wood River ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 62095 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. sturdy returns are possible in 62095, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Wood River:
Property Strategy for 62095
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $79,811 | $850 | 7.7% | +5.1% | $79,811 |
| 2BR | $106,580 | $1,040 | 7.0% | +7.8% | $53,290 |
| 3BR | $127,322 | $1,340 | 7.6% | +7.0% | $42,441 |
| 4BR | $146,405 | $1,550 | 7.6% | +6.3% | $36,601 |
| 5BR | $178,678 | — | — | +6.3% | $35,736 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 62095 Compare?
| Metric | 62095 | Wood River | St. Louis, MO-IL | Illinois |
|---|---|---|---|---|
| Home Value | $134,291 | $134,291 | N/A | $279,761 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.6% |
| Avg Rent | $1,081 | $1,081 | N/A | - |
| Cap Rate | 6.3% | 6.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 62095 (Wood River, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $134,291 |
| Monthly Rent | $1,081 |
| Price-to-Rent | 10.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.7% |
| Cap Rate | 6.3% |
| 5-Year IRR | 12.4% |
📈 Home Appreciation
| 1-Year | +9.9% ▲ |
| 3-Year CAGR | +6.4% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 62095
Population: 10,780
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 62095
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Roxana Junior High School
Central Intermediate School
Eastwood Elem School
Roxana Sr High School
East Alton Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,909 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is vacancy a concern in Wood River, IL?
Expect elevated vacancy in Wood River, IL. Rents at $1,081/mo are absorbed by the tenant base without meaningful lag.
How much should I expect to pay for a home in Wood River, IL?
Typical homes in Wood River, IL go for around $134K. The 5-year CAGR of 0.0% stable price movement.
Are rents high in Wood River, IL?
Wood River, IL rentals go for roughly $1,081/mo a month. That puts gross yield in solid territory relative to $134K acquisition costs.
How should investors approach Wood River, IL?
In Wood River, IL the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $134K prices and $1,081/mo rents suits that approach.
Is Wood River, IL a smart market for rental property?
With a 3.0/5 investability score, Wood River, IL ranks as a solid market for rental property investors. Median prices of $134K and rents of $1,081/mo drive the underlying numbers.
You know 62095 now. You don’t know where it ranks.
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How 62095 ranks in St. Louis, MO-IL
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