Real Estate Investing in Livingston, Illinois (62058)
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Should you buy in 62058 (Livingston, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.8% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Livingston, IL (62058)?
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Market Analysis: 62058 Livingston
Investors eyeing 62058 need to respect the fundamentals at play. Home values of $108K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $108K asset, 62058 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 62058's metrics run below Madison County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 62058 ZIP's population of 791 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
New investors are better served looking at Livingston's stable or hybrid ZIPs before stepping into 62058. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Livingston:
Market Trends
Home Value History (with trend line)
📊 How Does 62058 Compare?
| Metric | 62058 | Livingston | St. Louis, MO-IL | Illinois |
|---|---|---|---|---|
| Home Value | $108,292 | $108,292 | N/A | $279,761 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 6.6% |
| Avg Rent | $891 | $891 | N/A | - |
| Cap Rate | 6.4% | 6.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 62058 (Livingston, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $108,292 |
| Monthly Rent | $891 |
| Price-to-Rent | 10.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.9% |
| Cap Rate | 6.4% |
| 5-Year IRR | 12.6% |
📈 Home Appreciation
| 1-Year | +16.2% ▲ |
| 3-Year CAGR | +9.0% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 62058
Population: 791
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are homes affordable in Livingston, IL?
Livingston, IL home values average about $108K. That price point suits investors targeting rentals with $891/mo in monthly income.
What is the rental occupancy rate in Livingston, IL?
Livingston, IL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What monthly rent should investors expect in Livingston, IL?
Rental rates in Livingston, IL average $891/mo. Tenant demand and $108K home values make the yield look reasonable by investor standards.
Is IL a landlord-friendly state?
The landlord environment in Livingston, IL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What is the tenant pool like in Livingston, IL?
The tenant pool in Livingston, IL is solid, supported by local employment and population fundamentals. Rents of $891/mo are well-absorbed by the market.
You know 62058 now. You don’t know where it ranks.
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How 62058 ranks in St. Louis, MO-IL
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