Real Estate Investing in Berkeley, Missouri (63134)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 13,460 • Data updated: September 2026

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Should you buy in 63134 (Berkeley, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 10.9% vacancy may signal weakening demand.
  • Elevated poverty: 24.7% poverty rate — can affect rent collection.
  • Lower household income: $39,797 median — tenant affordability is tighter.

What’s happening in Berkeley, MO (63134)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $114,026
Avg Monthly Rent $1,313
1% Rule ✓ Meets
Median Income $39,797
% Renters 50.5%

Market Analysis: 63134 Berkeley

Investors scanning Berkeley, MO for forced-equity plays often land on the 63134 ZIP. A a viable market for entry near $114K pairs with rents of $1,313/mo to widen the renovation window.

ZIP 63134 favors investors with a contractor on speed dial. From an investor standpoint, the turnkey yield looks ordinary, a renovated unit pulls stronger rent than the unrenovated $1,313/mo average.

In Saint Louis County, 63134 is part of the operational map, not the passive one. The spread between median price and renovated comp reflects the work available.

The 63134 ZIP's demographic trend has been one of stability with upside — population of 13,460, steady renter share, and an incoming cohort that is willing to pay for improved units.

The strategy in 63134 is forced equity, not market equity. From a cash-flow lens, entry prices are accommodating at $114K, the returns sit in the renovation budget, not the holding period.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Berkeley:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,313/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63134

Which property type performs best in this market?

Best for Cash Flow
3BR
9.9% cap rate
Best for Appreciation
2BR
+10.6% 5yr CAGR
Best Overall Value
4BR
$34,942/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $94,903 $1,270 9.6% +10.6% $47,451
3BR $118,432 $1,630 9.9% +10.4% $39,477
4BR $139,769 $1,890 9.7% +8.2% $34,942

Market Trends

Home Value History (with trend line)

$124K$105K$86K$67K$48K$28KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,439$1,337$1,234$1,131$1,028$925Apr 2022Jun 2024Jul 2026

📊 How Does 63134 Compare?

Metric 63134 Berkeley St. Louis, MO-IL Missouri
Home Value $114,026 $114,026 N/A $254,657
5-Year CAGR 6.0% 6.0% N/A 7.0%
Avg Rent $1,313 $1,313 N/A -
Cap Rate 9.0% 9.0% - -
💡 Why Invest in 63134? Click to expand

This ZIP code meets the 1% rule with rent at $1,313/mo on homes averaging $114,026 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

51% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63134 (Berkeley, MO). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.0%
Excellent
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $114,026
Monthly Rent $1,313
Price-to-Rent 7.2:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.8%
Cap Rate 9.0%
5-Year IRR 15.0%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +10.7% ▲

🏠 Rent Trends

1-Year -5.8% ▼
3-Year CAGR +4.5% ▲
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.0%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.0%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63134

Population: 13,460

💰 Median Household Income
$39,797
This area
$39,797
State
$62,768
USA
$74,580
🏠 Renter Occupied
50.5%
This area
50.5%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-8.1%
USA
3.7%
🎓 College Educated
15.2%
This area
15.2%
State
8.6%
USA
33.7%
👤 Median Age
30.0 years
This area
30.0 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.9%
This area
10.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
Black/African American 66.5%
White 19.6%
Other/Mixed 13.5%
Hispanic/Latino 9.4%
Asian 0.3%
👶 Under 18
33.7%
This area
33.7%
USA
22.0%
👴 65 and Over
11.0%
This area
11.0%
USA
17.3%
📊 Poverty Rate
24.7%
This area
24.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63134

B+ Avg School Grade
3 Schools
13.6:1 Avg Class Size
$14,372 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BERKELEY ELEMENTARY SCHOOL

📚 03 – 05 Elementary
👥
365 Students
👨‍🏫
14.5:1 Class Size
💰
$15,368 Per Student
B+ Above Average

HOLMAN ELEMENTARY

📚 Pre-K – 02 Elementary
👥
221 Students
👨‍🏫
13.8:1 Class Size
💰
$15,368 Per Student
B+ Above Average

KRATZ ELEM.

📚 K – 05 Elementary
👥
467 Students
👨‍🏫
12.5:1 Class Size
💰
$12,381 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

JOHNSON WABASH 6TH GRADE CTR

📚 Grade 06 Middle
📍 685 JANUARY, FERGUSON
👥
264 Students
👨‍🏫
11.2:1 Class Size
💰
$15,368 Per Student
A Very Good

PATTONVILLE Early CHol

📚 Grade PK Elementary
📍 11097 ST CHARLES ROCK RD, ST LOUIS
👥
212 Students
👨‍🏫
9.4:1 Class Size
💰
$16,987 Per Student
A Very Good

HOLMAN MIDDLE

📚 06 – 08 Middle
📍 11055 ST CHARLES ROCK RD, ST ANN
👥
642 Students
👨‍🏫
13.8:1 Class Size
💰
$16,987 Per Student
A Very Good

ROBERT DRUMMOND ELEM.

📚 Pre-K – 05 Elementary
📍 3721 ST BRIDGET LN, ST ANN
👥
659 Students
👨‍🏫
13.0:1 Class Size
💰
$16,987 Per Student
A Very Good

STEAM ACADEMY AT MSB HIGH SCHO

📚 09 – 12 High School
📍 201 BROTHERTON LN, FERGUSON
👥
428 Students
👨‍🏫
13.2:1 Class Size
💰
$15,368 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,887 Off-Campus Students
C
American Trade School
140 students · 2.1 mi
B
University of Missouri-St Louis
14,800 students · 2.9 mi
C+
Saint Louis Community College
14,627 students · 4.9 mi
D
Chamberlain University-Missouri
328 students · 5.7 mi
D
Midwest Institute
151 students · 6.7 mi
A
Washington University in St Louis
16,500 students · 6.8 mi
C
Fontbonne University
874 students · 7.1 mi
C
Concordia Seminary
600 students · 7.6 mi

Investor Insight: With 3,887 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in Berkeley, MO?

Typical homes in Berkeley, MO go for around $114K. The 5-year CAGR of 0.0% consistent price movement.

How do experienced investors play Berkeley, MO?

For Berkeley, MO, value-add and BRRRR deals is the standard investor playbook. The market structure makes it a reasonable default approach.

What monthly rent should investors expect in Berkeley, MO?

Rents in Berkeley, MO run near $1,313/mo. Compared with median home prices of $114K that produces solid gross yields for typical rentals.

Can I house hack in Berkeley, MO?

The house hack math an attractive in Berkeley, MO. Owner-occupant buyers benefit from the $1,313/mo rents and $114K home values.

Can investors hit the 1% rule in Berkeley, MO?

With rents of $1,313/mo on $114K homes, Berkeley, MO close to the 1% rule for most properties. The actual rent-to-price ratio is 1.15%.

You know 63134 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63134 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63134 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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