Real Estate Investing in Olivette, Missouri (63132)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 13,953 • Data updated: September 2026

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Should you buy in 63132 (Olivette, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Olivette, MO (63132)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $366,811
Avg Monthly Rent $1,490
1% Rule ✗ Does Not Meet
Median Income $79,711
% Renters 45.8%

Market Analysis: 63132 Olivette

This part of Saint Louis County is not an easy win. The 63132 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 63132 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

On the rental side, 63132 offers a low basis, the region around Olivette has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 63132 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 63132 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Olivette:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,490/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63132

Which property type performs best in this market?

Best for Cash Flow
2BR
8.7% cap rate
Best for Appreciation
5BR
+7.0% 5yr CAGR
Best Overall Value
2BR
$60,576/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $121,152 $1,460 8.7% +6.8% $60,576
3BR $347,711 $1,880 3.9% +6.1% $115,904
4BR $715,716 $2,170 2.2% +6.2% $178,929
5BR $1,071,290 +7.0% $214,258

Market Trends

Home Value History (with trend line)

$384K$337K$290K$244K$197K$150KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,635$1,549$1,463$1,376$1,290$1,204Mar 2022May 2024Jul 2026

📊 How Does 63132 Compare?

Metric 63132 Olivette St. Louis, MO-IL Missouri
Home Value $366,811 $366,811 N/A $254,657
5-Year CAGR 5.3% 5.3% N/A 7.0%
Avg Rent $1,490 $1,490 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 63132? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63132 (Olivette, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $366,811
Monthly Rent $1,490
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year -2.4% ▼
3-Year CAGR +1.9% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63132

Population: 13,953

💰 Median Household Income
$79,711
This area
$79,711
State
$62,768
USA
$74,580
🏠 Renter Occupied
45.8%
This area
45.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-8.1%
USA
3.7%
🎓 College Educated
60.2%
This area
60.2%
State
8.6%
USA
33.7%
👤 Median Age
39.3 years
This area
39.3 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
3.6%
This area
3.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 50.5%
Black/African American 29.7%
Asian 14.7%
Other/Mixed 5.0%
Hispanic/Latino 1.5%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63132

A+ Avg School Grade
1 Schools
12.0:1 Avg Class Size
$26,386 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

OLD BONHOMME ELEMENTARY

📚 K – 04 Elementary
👥
391 Students
👨‍🏫
12.0:1 Class Size
💰
$26,386 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

BRITTANY WOODS

📚 06 – 08 Middle
📍 8125 GROBY RD, UNIVERSITY CITY
👥
550 Students
👨‍🏫
10.7:1 Class Size
💰
$20,683 Per Student
A+ Excellent

FLYNN PARK ELEM.

📚 K – 05 Elementary
📍 7220 WATERMAN AVE, UNIVERSITY CITY
👥
313 Students
👨‍🏫
11.8:1 Class Size
💰
$20,683 Per Student
A+ Excellent

JACKSON PARK ELEM.

📚 K – 05 Elementary
📍 7400 BALSON AVE, UNIVERSITY CITY
👥
263 Students
👨‍🏫
10.8:1 Class Size
💰
$20,683 Per Student
A+ Excellent

PERSHING ELEM.

📚 K – 05 Elementary
📍 6761 BARTMER AVE, UNIVERSITY CITY
👥
270 Students
👨‍🏫
10.0:1 Class Size
💰
$20,683 Per Student
A+ Excellent

BARBARA JORDAN ELEM.

📚 K – 05 Elementary
📍 1500 N 82nd BLVD, UNIVERSITY CITY
👥
352 Students
👨‍🏫
14.4:1 Class Size
💰
$20,683 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,308 Off-Campus Students
D
Chamberlain University-Missouri
328 students · 3.6 mi
C
American Trade School
140 students · 3.6 mi
C
Fontbonne University
874 students · 4.1 mi
A
Washington University in St Louis
16,500 students · 4.1 mi
B
University of Missouri-St Louis
14,800 students · 4.3 mi
C
Concordia Seminary
600 students · 4.5 mi
C
Covenant Theological Seminary
607 students · 4.6 mi
D
Healing Arts Center
121 students · 5.1 mi

Investor Insight: With 2,308 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is the tenant base reliable in Olivette, MO?

The renter base in Olivette, MO is reasonable for the $1,490/mo price point. Screening well and pricing to market typically yields measured tenants.

How do landlord-tenant laws work in Olivette, MO?

MO ranks as a landlord-friendly state for landlord-tenant law. Olivette generally follows the statewide framework, so landlords face reasonable operating rules.

What is the typical home price in Olivette, MO?

Homes in Olivette, MO typically sell near $367K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

How should investors approach Olivette, MO?

In Olivette, MO the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $367K prices and $1,490/mo rents suits that approach.

How does Olivette, MO rate as a rental market?

Olivette, MO rates 3.0/5 for investability. With median values at $367K and rents near $1,490/mo, the market offers reasonable fundamentals for rental investors.

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How 63132 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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