Real Estate Investing in Saint Ann, Missouri (63074)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63074 (Saint Ann, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Saint Ann, MO (63074)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63074 Saint Ann
The 63074 ZIP in Saint Ann, MO is a local-operator market. Outside capital chasing a $161K entry has to pair deep knowledge with the discount.
Rent of $1,326/mo on a $161K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 63074 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 63074 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 63074 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 63074 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Saint Ann:
Property Strategy for 63074
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $137,081 | $1,090 | 5.7% | +7.6% | $68,541 |
| 3BR | $168,788 | $1,400 | 6.0% | +7.1% | $56,263 |
| 4BR | $203,960 | $1,620 | 5.7% | +6.8% | $50,990 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63074 Compare?
| Metric | 63074 | Saint Ann | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $161,203 | $161,203 | N/A | $254,657 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 7.0% |
| Avg Rent | $1,326 | $1,326 | N/A | - |
| Cap Rate | 6.4% | 6.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63074 (Saint Ann, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $161,203 |
| Monthly Rent | $1,326 |
| Price-to-Rent | 10.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.9% |
| Cap Rate | 6.4% |
| 5-Year IRR | 11.8% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | +1.4% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63074
Population: 16,237
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63074
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
BERKELEY ELEMENTARY SCHOOL
HOLMAN ELEMENTARY
IVELAND ELEM.
KRATZ ELEM.
MARION ELEM.
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,887 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How high is vacancy risk in Saint Ann, MO?
Vacancy risk in Saint Ann, MO is elevated. That supports reliable cash flow for typical rental holds.
Can I house hack in Saint Ann, MO?
Saint Ann, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $161K price point reasonable to enter.
Is Saint Ann, MO a good market for buy-and-hold investors?
Our data puts Saint Ann, MO at 3.0/5 for investability. Home prices of $161K and rents around $1,326/mo create a solid backdrop for investor activity.
Is Saint Ann, MO landlord-friendly?
MO ranks as a landlord-friendly state for landlord-tenant law. Saint Ann generally follows the statewide framework, so landlords face reasonable operating rules.
What is the average home sale price in Saint Ann, MO?
Expect median prices around $161K in Saint Ann, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
You know 63074 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63074 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63074 ranks in St. Louis, MO-IL
Every ZIP in this metro, ranked. Free.
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