Real Estate Investing in Saint Louis, Missouri (63146)
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Should you buy in 63146 (Saint Louis, MO)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Saint Louis, MO (63146)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63146 Saint Louis
Not every below-median market is a bargain. Saint Louis's 63146 ZIP posts signals that favor experienced operators who can absorb the risk $337K pricing implies.
For an experienced owner, 63146 can be a a solid fit for hunting ground — but the discount at $337K reflects genuine risk that outside investors often underestimate.
Within MO, ZIP 63146 trails on several market indicators that neighboring St. Louis submarkets outperform. The gap is real and robust enough to shape underwriting.
Employment concentration in 63146 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Saint Louis's stable or hybrid ZIPs before stepping into 63146. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Saint Louis:
Property Strategy for 63146
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $86,983 | $1,270 | 10.5% | +3.8% | $86,983 |
| 2BR | $195,577 | $1,550 | 5.7% | +5.6% | $97,789 |
| 3BR | $312,188 | $2,000 | 4.6% | +6.0% | $104,063 |
| 4BR | $392,032 | $2,310 | 4.2% | +5.9% | $98,008 |
| 5BR | $444,422 | — | — | +6.6% | $88,884 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63146 Compare?
| Metric | 63146 | Saint Louis | Missouri |
|---|---|---|---|
| Home Value | $337,077 | $151,242 | $254,657 |
| 5-Year CAGR | 4.9% | 1.0% | 7.0% |
| Avg Rent | $1,291 | $1,223 | - |
| Cap Rate | 3.0% | 8.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63146 (Saint Louis, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $337,077 |
| Monthly Rent | $1,291 |
| Price-to-Rent | 21.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | -2.7% ▼ |
| 3-Year CAGR | -1.2% ▼ |
| 5-Year CAGR | +3.9% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63146
Population: 30,917
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63146
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
PARKWOOD ELEM.
MCKELVEY INTERMEDIATE
PATTONVILLE HEIGHTS MIDDLE
ROSE ACRES ELEM.
TRADITIONAL SCH.
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,579 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Saint Louis, MO a smart market for rental property?
The 3.0/5 investability rating in Saint Louis, MO reflects its $337K prices and $1,291/mo rents. Investors generally consider it a solid option within MO.
What is the typical rental rate in Saint Louis, MO?
The typical rental in Saint Louis, MO commands about $1,291/mo monthly. That rent profile consistent cash flow against the $337K purchase basis.
How quickly do rentals get leased in Saint Louis, MO?
Vacancy risk in Saint Louis, MO is elevated. That supports even-keeled cash flow for typical rental holds.
What approach is best for Saint Louis, MO real estate?
The best-fit strategy in Saint Louis, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What are home prices like in Saint Louis, MO?
The median home value in Saint Louis, MO is roughly $337K. That puts it reasonable relative to the MO statewide average.
You know 63146 now. You don’t know where it ranks.
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