Real Estate Investing in Overland, Missouri (63114)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63114 (Overland, MO)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Overland, MO (63114)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63114 Overland
The 63114 ZIP covers a section of Overland that demands careful diligence. Prices near $143K look accessible, but the work to make a deal cash flow is real.
Rent of $1,294/mo on a $143K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 63114 sits below the stated 0.0% once reality is priced in.
ZIP 63114's metrics run below Saint Louis County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 63114 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Overland's stable or hybrid ZIPs before stepping into 63114. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Overland:
Property Strategy for 63114
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $80,411 | $1,030 | 9.2% | +9.5% | $80,411 |
| 2BR | $119,402 | $1,260 | 7.6% | +7.7% | $59,701 |
| 3BR | $157,342 | $1,620 | 7.4% | +6.9% | $52,447 |
| 4BR | $178,119 | $1,870 | 7.6% | +7.0% | $44,530 |
| 5BR | $198,334 | — | — | +6.5% | $39,667 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63114 Compare?
| Metric | 63114 | Overland | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $142,801 | $142,801 | N/A | $254,657 |
| 5-Year CAGR | 5.2% | 5.2% | N/A | 7.0% |
| Avg Rent | $1,294 | $1,294 | N/A | - |
| Cap Rate | 7.1% | 7.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63114 (Overland, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $142,801 |
| Monthly Rent | $1,294 |
| Price-to-Rent | 9.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.9% |
| Cap Rate | 7.1% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +6.6% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | -5.7% ▼ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +5.1% ▲ |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.1%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63114
Population: 33,703
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63114
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
OLD BONHOMME ELEMENTARY
PATTONVILLE Early CHol
BERKELEY ELEMENTARY SCHOOL
HOLMAN MIDDLE
ROBERT DRUMMOND ELEM.
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,887 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do experienced investors play Overland, MO?
Overland, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($143K prices, $1,294/mo rents) make it a reasonable choice.
Is rental property easy to operate in Overland, MO?
MO law landlord-friendly for landlords, and Overland inherits those rules. Investors should still review local ordinances for rental licensing.
What is the typical renter like in Overland, MO?
Tenant demand in Overland, MO is solid. The local workforce $1,294/mo rents across most rental classes.
Is Overland, MO good for house hacking?
Overland, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,294/mo rent level.
What is the median home value in Overland, MO?
Overland, MO median home values land near $143K. That is reasonable territory for investors looking at $1,294/mo-per-month rentals.
You know 63114 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 63114 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 63114 ranks in St. Louis, MO-IL
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