Real Estate Investing in Florissant, Missouri (63031)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 50,258 • Data updated: September 2026

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Should you buy in 63031 (Florissant, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (86/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Florissant, MO (63031)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,179
Avg Monthly Rent $1,573
1% Rule ✗ Does Not Meet
Median Income $70,068
% Renters 28.2%

Market Analysis: 63031 Florissant

ZIP 63031 inside Saint Louis County looks affordable on the surface — median value of $178K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $178K asset, 63031 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 63031 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

On the rental side, 50,258 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 63031 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Florissant:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
18/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,573/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63031

Which property type performs best in this market?

Best for Cash Flow
1BR
13.2% cap rate
Best for Appreciation
1BR
+7.9% 5yr CAGR
Best Overall Value
5BR
$53,679/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $64,326 $1,180 13.2% +7.9% $64,326
2BR $128,516 $1,440 8.1% +7.9% $64,258
3BR $172,072 $1,850 7.7% +6.8% $57,357
4BR $250,305 $2,140 6.2% +6.4% $62,576
5BR $268,397 +5.8% $53,679

Market Trends

Home Value History (with trend line)

$187K$164K$140K$117K$94K$70KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,620$1,483$1,346$1,209$1,072$935Jul 2016Jul 2021Jul 2026

📊 How Does 63031 Compare?

Metric 63031 Florissant St. Louis, MO-IL Missouri
Home Value $178,179 $219,968 N/A $254,657
5-Year CAGR 4.6% 4.4% N/A 7.0%
Avg Rent $1,573 $1,829 N/A -
Cap Rate 6.9% 6.6% - -
💡 Why Invest in 63031? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63031 (Florissant, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.9%
Good
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $178,179
Monthly Rent $1,573
Price-to-Rent 9.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.6%
Cap Rate 6.9%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year +0.6% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.1% ▲
Neutral Leverage Cap Rate: 6.9%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.9%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63031

Population: 50,258

💰 Median Household Income
$70,068
This area
$70,068
State
$62,768
USA
$74,580
🏠 Renter Occupied
28.2%
This area
28.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-8.1%
USA
3.7%
🎓 College Educated
28.1%
This area
28.1%
State
8.6%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.2%
This area
7.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 51.5%
Black/African American 40.0%
Other/Mixed 7.9%
Hispanic/Latino 3.1%
Asian 0.5%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
14.1%
This area
14.1%
USA
17.3%
📊 Poverty Rate
7.4%
This area
7.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63031

B Avg School Grade
14 Schools
15.4:1 Avg Class Size
$14,255 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

COMBS ELEMENTARY

📚 03 – 05 Elementary
👥
315 Students
👨‍🏫
17.5:1 Class Size
💰
$15,368 Per Student
B+ Above Average

DUCHESNE ELEMENTARY

📚 Pre-K – 02 Elementary
👥
302 Students
👨‍🏫
15.1:1 Class Size
💰
$15,368 Per Student
B+ Above Average

BROWN ELEM.

📚 Pre-K – 05 Elementary
👥
421 Students
👨‍🏫
14.9:1 Class Size
💰
$13,951 Per Student
B+ Above Average

COLD WATER ELEM.

📚 Pre-K – 05 Elementary
👥
396 Students
👨‍🏫
14.5:1 Class Size
💰
$13,951 Per Student
B+ Above Average

LAWSON ELEM.

📚 Pre-K – 05 Elementary
👥
349 Students
👨‍🏫
14.7:1 Class Size
💰
$13,951 Per Student
B+ Above Average

LUSHER ELEM.

📚 Pre-K – 05 Elementary
👥
372 Students
👨‍🏫
13.2:1 Class Size
💰
$13,951 Per Student
B+ Above Average

MCCURDY ELEM.

📚 Pre-K – 05 Elementary
👥
506 Students
👨‍🏫
14.9:1 Class Size
💰
$13,951 Per Student
B+ Above Average

CENTRAL EARLY CHILDHOOD CENTER

📚 Grade PK Elementary
👥
126 Students
👨‍🏫
7.4:1 Class Size
💰
$13,951 Per Student
B Good

CENTRAL MIDDLE

📚 06 – 08 Middle
👥
626 Students
👨‍🏫
15.3:1 Class Size
💰
$13,951 Per Student
B Good

NORTHWEST MIDDLE

📚 06 – 08 Middle
👥
755 Students
👨‍🏫
15.4:1 Class Size
💰
$13,951 Per Student
B Good

WALKER ELEM.

📚 Pre-K – 05 Elementary
👥
515 Students
👨‍🏫
15.8:1 Class Size
💰
$13,951 Per Student
B Good

MCCLUER HIGH

📚 09 – 12 High School
👥
1,223 Students
👨‍🏫
19.5:1 Class Size
💰
$15,368 Per Student
C+ Average

HAZELWOOD CENTRAL HIGH

📚 09 – 12 High School
👥
1,782 Students
👨‍🏫
21.9:1 Class Size
💰
$13,951 Per Student
C Below Average

ELEM. SPECIAL PROGRAMS DEPT.

📚 K – 06 School Limited Data
💰
$13,951 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,887 Off-Campus Students
C
American Trade School
140 students · 6.1 mi
C+
Saint Louis Community College
14,627 students · 6.6 mi
D
Midwest Institute
151 students · 6.8 mi
B
University of Missouri-St Louis
14,800 students · 7.5 mi
C+
Lindenwood University
7,288 students · 8.3 mi
D
Chamberlain University-Missouri
328 students · 9.0 mi
C+
Principia College
338 students · 9.3 mi
C
The Salon Professional Academy-St Charles
117 students · 10.2 mi

Investor Insight: With 3,887 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How qualified is the tenant pool in Florissant, MO?

The tenant pool in Florissant, MO is solid, supported by local employment and population fundamentals. Rents of $1,573/mo are well-absorbed by the market.

What does house hacking look like in Florissant, MO?

The a challenging house-hack environment in Florissant, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How expensive is real estate in Florissant, MO?

Median home price in Florissant, MO is near $178K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

Does Florissant, MO favor landlords or tenants?

Rental owners in Florissant, MO deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the average monthly rent in Florissant, MO?

Expect rents around $1,573/mo per month in Florissant, MO. With home values at $178K, the yield math works out to reasonable levels for rental investors.

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How 63031 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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