Most Affordable ZIP Codes in Ogden-Clearfield, UT (2026)

The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.

# ZIP City Home value Rent Cap rate 5-yr growth
1 84312 Garland, UT $431,615 $954 1.72% 4.4%
2 84404 Ogden, UT $433,850 $1,597 2.87% 3.7%
3 84302 Brigham City, UT $435,492 $1,648 2.95% 3.7%
4 84067 Roy, UT $437,713 $1,712 3.05% 3.8%
5 84337 Tremonton, UT $438,106 $1,441 2.56% 4.5%
6 84401 Ogden, UT $439,831 $1,450 2.57% 2.8%
7 84403 Ogden, UT $444,505 $1,436 2.52% 3.5%
8 84405 Washington Terrace, UT $459,651 $1,364 2.31% 3.2%
9 84015 Clearfield, UT $466,683 $1,751 2.93% 3.8%
10 84041 Layton, UT $484,619 $1,598 2.57% 3.3%
11 84414 North Ogden, UT $544,585 $1,896 2.72% 3.4%
12 84087 Woods Cross, UT $555,808 $2,290 3.21% 3.6%
13 84054 North Salt Lake, UT $560,232 $1,686 2.35% 2.9%
14 84010 Bountiful, UT $579,649 $1,660 2.23% 3.5%
15 84340 Willard, UT $585,086 $1,512 2.02% 4.9%
16 84014 Centerville, UT $588,884 $2,091 2.77% 4.0%
17 84075 Syracuse, UT $589,461 $2,130 2.82% 3.5%
18 84040 Layton, UT $592,184 $2,323 3.06% 3.8%
19 84315 Hooper, UT $651,252 $1,611 1.93% 4.4%
20 84025 Farmington, UT $694,475 $1,726 1.94% 4.5%
21 84317 Huntsville, UT $699,006 $1,395 1.56% 6.8%
22 84037 Kaysville, UT $705,762 $1,971 2.18% 4.3%
23 84050 Morgan, UT $745,471 $3,400 3.56% 3.7%
24 84310 Eden, UT $852,839 $1,825 1.67% 4.8%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →