Real Estate Investing in Kaysville, Utah (84037)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Davis County • Population: 39,316 • Data updated: September 2026

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Should you buy in 84037 (Kaysville, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.9 — hard to cash-flow at these prices.

What’s happening in Kaysville, UT (84037)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $705,762
Avg Monthly Rent $1,971
1% Rule ✗ Does Not Meet
Median Income $121,617
% Renters 11.4%

Market Analysis: 84037 Kaysville

The 84037 ZIP covers a section of Kaysville that demands careful diligence. Prices near $706K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 84037 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 84037 sits on the difficult end of the UT spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 84037 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kaysville:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,971/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Ogden-Clearfield, UT Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
13.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogden-Clearfield, UT metro data
🏠

Property Strategy for 84037

Which property type performs best in this market?

Best for Cash Flow
4BR
3.2% cap rate
Best for Appreciation
5BR
+8.4% 5yr CAGR
Best Overall Value
4BR
$157,554/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $434,311 $1,750 2.9% +7.4% $217,155
3BR $557,947 $2,350 3.0% +7.7% $185,982
4BR $630,215 $2,830 3.2% +7.6% $157,554
5BR $822,924 +8.4% $164,585

Market Trends

Home Value History (with trend line)

$747K$641K$534K$428K$321K$215KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,995$1,924$1,853$1,782$1,710$1,639Mar 2025Nov 2025Jul 2026

📊 How Does 84037 Compare?

Metric 84037 Kaysville Ogden-Clearfield, UT Utah
Home Value $705,762 $705,762 N/A $530,173
5-Year CAGR 4.3% 4.3% N/A 7.0%
Avg Rent $1,971 $1,971 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 84037? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84037 (Kaysville, UT). Anonymous, moderated, never written by AI.

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Property managers serving Davis County

Manage rentals here? List your business →

ICO Property Management constructs and oversees luxury Utah apartment communities, crafting enriching lifestyle experiences for residents across 17 locations along the Wasatch Front. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Nestwell Property Management is a top-rated property management company in Utah, offering services like property inspections, accounting, tenant screening, and rental marketing. summary from their website

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ProRenter Property Management offers top property management services in Layton, UT. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $705,762
Monthly Rent $1,971
Price-to-Rent 29.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year +13.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84037

Population: 39,316

💰 Median Household Income
$121,617
This area
$121,617
State
$79,091
USA
$74,580
🏠 Renter Occupied
11.4%
This area
11.4%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-24.6%
USA
3.7%
🎓 College Educated
52.1%
This area
52.1%
State
0.8%
USA
33.7%
👤 Median Age
34.1 years
This area
34.1 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
1.4%
This area
1.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 91.3%
Other/Mixed 7.1%
Hispanic/Latino 3.5%
Asian 1.1%
Black/African American 0.4%
👶 Under 18
34.8%
This area
34.8%
USA
22.0%
👴 65 and Over
11.5%
This area
11.5%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 84037

C Avg School Grade
19 Schools
21.2:1 Avg Class Size
$10,100 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Utah Career Path High School

📚 09 – 12 High School Charter
👥
164 Students
👨‍🏫
12.0:1 Class Size
💰
$14,130 Per Student
C+ Average

Mountain High

📚 10 – 12 High School
👥
213 Students
👨‍🏫
12.7:1 Class Size
💰
$9,987 Per Student
C+ Average

Creekside School

📚 Pre-K – 06 School
👥
565 Students
👨‍🏫
21.3:1 Class Size
💰
$9,987 Per Student
C+ Average

Kay's Creek Elementary

📚 Pre-K – 06 School
👥
714 Students
👨‍🏫
22.0:1 Class Size
💰
$9,987 Per Student
C+ Average

Kaysville School

📚 Pre-K – 06 School
👥
504 Students
👨‍🏫
21.9:1 Class Size
💰
$9,987 Per Student
C+ Average

Morgan School

📚 Pre-K – 06 School
👥
631 Students
👨‍🏫
21.1:1 Class Size
💰
$9,987 Per Student
C+ Average

Snow Horse School

📚 Pre-K – 06 School
👥
509 Students
👨‍🏫
20.4:1 Class Size
💰
$9,987 Per Student
C+ Average

Windridge School

📚 Pre-K – 06 School
👥
526 Students
👨‍🏫
21.5:1 Class Size
💰
$9,987 Per Student
C+ Average

Renaissance Academy

📚 K – 12 K-12
👥
56 Students
👨‍🏫
5.9:1 Class Size
💰
$9,987 Per Student
C Below Average

Columbia School

📚 Pre-K – 06 School
👥
593 Students
👨‍🏫
25.8:1 Class Size
💰
$9,987 Per Student
C Below Average

Endeavour School

📚 Pre-K – 06 School
👥
678 Students
👨‍🏫
22.2:1 Class Size
💰
$9,987 Per Student
C Below Average

Fairfield Jr High

📚 07 – 09 High School
👥
987 Students
👨‍🏫
25.4:1 Class Size
💰
$9,987 Per Student
C Below Average

Jefferson Academy

📚 K – 06 School Charter
👥
571 Students
👨‍🏫
20.5:1 Class Size
💰
$7,998 Per Student
C Below Average

Catalyst Center

📚 09 – 12 High School Limited Data
💰
$9,987 Per Student
C Below Average

Family Enrichment Center

📚 Grade PK Elementary
👥
245 Students
💰
$9,987 Per Student
C Below Average

H C Burton School

📚 Pre-K – 06 School
👥
733 Students
👨‍🏫
26.2:1 Class Size
💰
$9,987 Per Student
D Needs Improvement

Centennial Jr High

📚 07 – 09 High School
👥
1,000 Students
👨‍🏫
27.6:1 Class Size
💰
$9,987 Per Student
D Needs Improvement

Kaysville Jr High

📚 07 – 09 High School
👥
909 Students
👨‍🏫
27.3:1 Class Size
💰
$9,987 Per Student
D Needs Improvement

Davis High

📚 10 – 12 High School
👥
2,225 Students
👨‍🏫
26.0:1 Class Size
💰
$9,987 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 9,717 Off-Campus Students
C+
Davis Technical College
3,859 students · 2.6 mi
D
Eagle Gate College-Layton
205 students · 6.4 mi
D
Avalon Institute-Layton
217 students · 8.2 mi
C+
Esteem Academy of Beauty
58 students · 11.8 mi
C+
Weber State University
30,536 students · 13.9 mi

Investor Insight: With 9,717 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Kaysville, UT?

Typical homes in Kaysville, UT go for around $706K. The 5-year CAGR of 0.0% even-keeled price movement.

How strong are rents in Kaysville, UT?

Rents in Kaysville, UT run near $1,971/mo. Compared with median home prices of $706K that produces solid gross yields for typical rentals.

Does house hacking work in Kaysville, UT?

House hacking in Kaysville, UT is a challenging. With home values around $706K and rents at $1,971/mo, owner-occupants can offset a meaningful share of PITI.

Are landlord laws favorable in Kaysville, UT?

UT law landlord-friendly for landlords, and Kaysville inherits those rules. Investors should still review local ordinances for rental licensing.

How do experienced investors play Kaysville, UT?

Most investors in Kaysville, UT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

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How 84037 ranks in Ogden-Clearfield, UT

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