Real Estate Investing in Centerville, Utah (84014)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Davis County • Population: 16,571 • Data updated: September 2026

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Should you buy in 84014 (Centerville, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Centerville, UT (84014)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $588,884
Avg Monthly Rent $2,091
1% Rule ✗ Does Not Meet
Median Income $113,697
% Renters 13.4%

Market Analysis: 84014 Centerville

Meanwhile, ZIP 84014 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $589K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 84014 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within UT, ZIP 84014 trails on several market indicators that neighboring Davis County submarkets outperform. The gap is real and robust enough to shape underwriting.

Resident income in 84014 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Centerville:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,091/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Ogden-Clearfield, UT Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
13.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogden-Clearfield, UT metro data
🏠

Property Strategy for 84014

Which property type performs best in this market?

Best for Cash Flow
4BR
3.6% cap rate
Best for Appreciation
5BR
+7.8% 5yr CAGR
Best Overall Value
5BR
$137,149/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $381,656 $1,800 3.4% +7.1% $190,828
3BR $482,049 $2,410 3.6% +6.8% $160,683
4BR $578,580 $2,910 3.6% +6.8% $144,645
5BR $685,744 +7.8% $137,149

Market Trends

Home Value History (with trend line)

$631K$541K$451K$361K$272K$182KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,287$2,212$2,138$2,063$1,988$1,913Mar 2026May 2026Jul 2026

📊 How Does 84014 Compare?

Metric 84014 Centerville Ogden-Clearfield, UT Utah
Home Value $588,884 $588,884 N/A $530,173
5-Year CAGR 4.0% 4.0% N/A 7.0%
Avg Rent $2,091 $2,091 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 84014? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84014 (Centerville, UT). Anonymous, moderated, never written by AI.

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Property managers serving Davis County

Manage rentals here? List your business →

ICO Property Management constructs and oversees luxury Utah apartment communities, crafting enriching lifestyle experiences for residents across 17 locations along the Wasatch Front. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Nestwell Property Management is a top-rated property management company in Utah, offering services like property inspections, accounting, tenant screening, and rental marketing. summary from their website

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ProRenter Property Management offers top property management services in Layton, UT. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $588,884
Monthly Rent $2,091
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84014

Population: 16,571

💰 Median Household Income
$113,697
This area
$113,697
State
$79,091
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-24.6%
USA
3.7%
🎓 College Educated
46.6%
This area
46.6%
State
0.8%
USA
33.7%
👤 Median Age
38.7 years
This area
38.7 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.6%
This area
2.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 90.9%
Other/Mixed 6.9%
Hispanic/Latino 3.2%
Asian 1.3%
Black/African American 0.9%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 84014

C Avg School Grade
5 Schools
22.6:1 Avg Class Size
$9,987 Avg Per Pupil

Schools in This ZIP Code

C+ Average

Centerville School

📚 Pre-K – 06 School
👥
374 Students
👨‍🏫
18.6:1 Class Size
💰
$9,987 Per Student
C+ Average

Taylor School

📚 Pre-K – 06 School
👥
349 Students
👨‍🏫
20.3:1 Class Size
💰
$9,987 Per Student
C Below Average

Reading School

📚 Pre-K – 06 School
👥
462 Students
👨‍🏫
24.6:1 Class Size
💰
$9,987 Per Student
C Below Average

Stewart School

📚 Pre-K – 06 School
👥
552 Students
👨‍🏫
23.5:1 Class Size
💰
$9,987 Per Student
D Needs Improvement

Centerville Jr High

📚 07 – 09 High School
👥
1,002 Students
👨‍🏫
26.1:1 Class Size
💰
$9,987 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,245 Off-Campus Students
C+
Davis Technical College
3,859 students · 7.6 mi
C
Ensign College
5,973 students · 11.5 mi
D
Eagle Gate College-Layton
205 students · 11.6 mi
C
Nightingale College
4,265 students · 11.6 mi
C
Neumont College of Computer Science
530 students · 11.7 mi
B
University of Utah
35,260 students · 11.8 mi
C
Healing Mountain Massage School
39 students · 11.9 mi
D
Avalon Institute-Layton
217 students · 13.4 mi

Investor Insight: With 6,245 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average home sale price in Centerville, UT?

Typical homes in Centerville, UT go for around $589K. The 5-year CAGR of 0.0% reliable price movement.

Is vacancy a concern in Centerville, UT?

Rental vacancy in Centerville, UT is elevated. Investors should budget normal turnover but not chronic empty units.

How strong is tenant demand in Centerville, UT?

Working renters make up the core of the Centerville, UT tenant base. The pool is reasonable for investors targeting long-term holds.

Is Centerville, UT a good market for FHA house hackers?

Centerville, UT offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,091/mo rent level.

Is Centerville, UT good for landlords?

For rental operators, Centerville, UT rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 84014 now. You don’t know where it ranks.

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How 84014 ranks in Ogden-Clearfield, UT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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