Real Estate Investing in Ogden, Utah (84404)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Weber County • Population: 65,875 • Data updated: September 2026

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Should you buy in 84404 (Ogden, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Ogden, UT (84404)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $433,850
Avg Monthly Rent $1,597
1% Rule ✗ Does Not Meet
Median Income $76,706
% Renters 26.5%

Market Analysis: 84404 Ogden

The 84404 ZIP covers a section of Ogden that demands careful diligence. Prices near $434K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 84404 can be a a strong candidate for hunting ground — but the discount at $434K reflects genuine risk that outside investors often underestimate.

The gap between 84404 and stronger Ogden ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 84404 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 84404 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ogden:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,597/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Ogden-Clearfield, UT Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
13.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogden-Clearfield, UT metro data
🏠

Property Strategy for 84404

Which property type performs best in this market?

Best for Cash Flow
4BR
3.8% cap rate
Best for Appreciation
1BR
+8.5% 5yr CAGR
Best Overall Value
4BR
$111,752/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $252,036 $1,170 3.3% +8.5% $252,036
2BR $311,555 $1,470 3.4% +7.9% $155,777
3BR $407,697 $1,970 3.5% +7.8% $135,899
4BR $447,008 $2,380 3.8% +7.9% $111,752
5BR $608,542 +8.3% $121,708

Market Trends

Home Value History (with trend line)

$466K$394K$322K$250K$178K$106KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,738$1,680$1,621$1,563$1,504$1,446Oct 2022Sep 2024Jul 2026

📊 How Does 84404 Compare?

Metric 84404 Ogden Ogden-Clearfield, UT Utah
Home Value $433,850 $119,835 N/A $530,173
5-Year CAGR 3.7% 3.3% N/A 7.0%
Avg Rent $1,597 $1,494 N/A -
Cap Rate 2.9% 2.7% - -
💡 Why Invest in 84404? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84404 (Ogden, UT). Anonymous, moderated, never written by AI.

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Property managers serving Weber County

Manage rentals here? List your business →

KR Elite Real Estate offers HOA services and property management services, including maintenance, repairs, leasing, marketing, rent collection, and accounting. summary from their website

HOA
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Nestwell Property Management is a top-rated property management company in Utah, offering services like property inspections, accounting, tenant screening, and rental marketing. summary from their website

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Spectrum Property Management offers property management services in Utah. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $433,850
Monthly Rent $1,597
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year -4.7% ▼
3-Year CAGR -0.1% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84404

Population: 65,875

💰 Median Household Income
$76,706
This area
$76,706
State
$79,091
USA
$74,580
🏠 Renter Occupied
26.5%
This area
26.5%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-24.6%
USA
3.7%
🎓 College Educated
21.8%
This area
21.8%
State
0.8%
USA
33.7%
👤 Median Age
33.4 years
This area
33.4 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 84.1%
Other/Mixed 14.0%
Hispanic/Latino 9.5%
Asian 1.3%
Black/African American 0.7%
👶 Under 18
28.3%
This area
28.3%
USA
22.0%
👴 65 and Over
11.7%
This area
11.7%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 84404

C+ Avg School Grade
27 Schools
16.4:1 Avg Class Size
$12,370 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Bonneville School

📚 Pre-K – 06 School
👥
447 Students
👨‍🏫
17.5:1 Class Size
💰
$15,547 Per Student
B+ Above Average

Heritage School

📚 Pre-K – 06 School
👥
633 Students
👨‍🏫
17.8:1 Class Size
💰
$15,547 Per Student
B+ Above Average

Highland Junior High

📚 07 – 09 High School
👥
665 Students
👨‍🏫
17.8:1 Class Size
💰
$15,547 Per Student
B Good

Lincoln School

📚 Pre-K – 06 School
👥
507 Students
👨‍🏫
20.7:1 Class Size
💰
$15,547 Per Student
B Good

Mound Fort Junior High

📚 07 – 09 High School
👥
592 Students
👨‍🏫
18.1:1 Class Size
💰
$15,547 Per Student
B Good

Greenwood Charter School

📚 K – 08 School Charter
👥
337 Students
👨‍🏫
14.7:1 Class Size
💰
$10,020 Per Student
B Good

Malan's Peak Secondary

📚 07 – 12 High School
👥
45 Students
👨‍🏫
3.9:1 Class Size
💰
$15,547 Per Student
B Good

Two Rivers High

📚 07 – 12 High School
👥
173 Students
👨‍🏫
11.5:1 Class Size
💰
$11,173 Per Student
B Good

Ben Lomond High

📚 10 – 12 High School
👥
1,338 Students
👨‍🏫
21.6:1 Class Size
💰
$15,547 Per Student
B Good

East Ridge Elementary School

📚 Pre-K – 06 School
👥
775 Students
👨‍🏫
22.7:1 Class Size
💰
$15,547 Per Student
B Good

Plain City School

📚 K – 06 School
👥
625 Students
👨‍🏫
21.6:1 Class Size
💰
$11,173 Per Student
B Good

Silver Ridge Elementary

📚 K – 06 School
👥
583 Students
👨‍🏫
22.0:1 Class Size
💰
$11,173 Per Student
C+ Average

Horizon Academy

📚 06 – 12 High School
👥
73 Students
👨‍🏫
6.9:1 Class Size
💰
$11,173 Per Student
C+ Average

Canyon View Preschool

📚 Grade PK Elementary
👥
43 Students
👨‍🏫
1.7:1 Class Size
💰
$11,173 Per Student
C+ Average

Canyon View School

📚 K – 06 School
👥
10 Students
👨‍🏫
8.8:1 Class Size
💰
$11,173 Per Student
C+ Average

Kenneth Burdett School

📚 Pre-K – 12 K-12
👥
35 Students
👨‍🏫
3.9:1 Class Size
C+ Average

North Region Blind

📚 Pre-K – 12 K-12
👥
16 Students
👨‍🏫
1.5:1 Class Size
C+ Average

Farr West School

📚 K – 06 School
👥
768 Students
👨‍🏫
22.1:1 Class Size
💰
$11,173 Per Student
C+ Average

Pioneer School

📚 K – 06 School
👥
405 Students
👨‍🏫
22.2:1 Class Size
💰
$11,173 Per Student
C+ Average

Weber Innovation High School

📚 06 – 12 High School
👥
431 Students
👨‍🏫
22.7:1 Class Size
💰
$11,173 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 8,200 Off-Campus Students
C+
Ogden-Weber Technical College
3,096 students · 7.9 mi
C+
Weber State University
30,536 students · 10.5 mi
C+
Esteem Academy of Beauty
58 students · 12.0 mi
D
Avalon Institute-Layton
217 students · 13.9 mi

Investor Insight: With 8,200 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average home sale price in Ogden, UT?

Typical homes in Ogden, UT go for around $434K. The 5-year CAGR of 0.0% stable price movement.

Is Ogden, UT a good market for buy-and-hold investors?

Our data puts Ogden, UT at 3.0/5 for investability. Home prices of $434K and rents around $1,597/mo create a solid backdrop for investor activity.

Do landlords face vacancy issues in Ogden, UT?

Expect elevated vacancy in Ogden, UT. Rents at $1,597/mo are absorbed by the tenant base without meaningful lag.

How do landlord-tenant laws work in Ogden, UT?

UT law landlord-friendly for landlords, and Ogden inherits those rules. Investors should still review local ordinances for rental licensing.

How deep is the rental pool in Ogden, UT?

The tenant pool in Ogden, UT is solid, supported by local employment and population fundamentals. Rents of $1,597/mo are well-absorbed by the market.

You know 84404 now. You don’t know where it ranks.

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How 84404 ranks in Ogden-Clearfield, UT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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