Real Estate Investing in Meridian, California (95957)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sutter County • Population: 770 • Data updated: September 2026

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Should you buy in 95957 (Meridian, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (27/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 14.1% of homes vacant — above national norms.
  • Declining values: -0.8% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 28.8 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Meridian, CA (95957)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $426,448
Avg Monthly Rent $1,233
1% Rule ✗ Does Not Meet
Median Income $77,250
% Renters 40.3%

Market Analysis: 95957 Meridian

The 95957 ZIP covers a section of Meridian that demands careful diligence. Prices near $426K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $426K asset, 95957 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 95957 sits on the difficult end of the CA spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

A resilient renter share of 40% in 95957 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Meridian:

D Needs Caution
Buy Confidence Score: 47/100
Affordability
10/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,233/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Yuba City, CA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Yuba City, CA metro data

Market Trends

Home Value History (with trend line)

$529K$449K$368K$288K$208K$127KJul 2006Jul 2016Jul 2026

📊 How Does 95957 Compare?

Metric 95957 Meridian Yuba City, CA California
Home Value $426,448 $426,448 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,233 $1,233 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 95957? Click to expand

A healthy rental market with 40% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95957 (Meridian, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sutter County

Manage rentals here? List your business →

Feather River Property Management provides property management services. summary from their website

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GIL is a residential property management company in Calgary. summary from their website

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Select Property Management, Inc. offers full-service management for residential and commercial properties, providing peace of mind for owners and residents. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.3%
Low
5yr Growth
-0.8%
Declining

📉 Market Crash Risk Index

Based on Yuba City, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $426,448
Monthly Rent $1,233
Price-to-Rent 28.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 1.5%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR -0.7% ▼
5-Year CAGR -0.8% ▼
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.1%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.8%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95957

Population: 770

💰 Median Household Income
$77,250
This area
$77,250
State
$94,164
USA
$74,580
🏠 Renter Occupied
40.3%
This area
40.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-16.6%
USA
3.7%
🎓 College Educated
19.7%
This area
19.7%
State
7.7%
USA
33.7%
👤 Median Age
36.2 years
This area
36.2 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
14.1%
This area
14.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 66.9%
Other/Mixed 32.2%
Hispanic/Latino 27.9%
Black/African American 0.8%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
9.2%
This area
9.2%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95957

C+ Avg School Grade
2 Schools
22.6:1 Avg Class Size
$20,177 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Meridian Elementary

📚 K – 08 School
👥
63 Students
👨‍🏫
15.8:1 Class Size
💰
$29,718 Per Student
D Needs Improvement

Feather River Charter

📚 K – 12 K-12 Charter
👥
2,562 Students
👨‍🏫
29.4:1 Class Size
💰
$10,636 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Sutter County Career Training Center
50 students · 11.0 mi

Frequently Asked Questions

How deep is the rental pool in Meridian, CA?

The renter base in Meridian, CA is reasonable for the $1,233/mo price point. Screening well and pricing to market typically yields reliable tenants.

Does Meridian, CA make sense for an investment property?

Meridian, CA scores 2.0/5 for investability. Home values sit at $426K and rents near $1,233/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Should investors worry about vacancy in Meridian, CA?

Occupancy in Meridian, CA runs measured with elevated vacancy. Well-priced units at $1,233/mo lease on reasonable timelines.

How should investors approach Meridian, CA?

For Meridian, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the average home sale price in Meridian, CA?

In Meridian, CA the median home value sits at $426K. Against the broader CA market, that reads as reasonable for most investors.

You know 95957 now. You don’t know where it ranks.

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How 95957 ranks in Yuba City, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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