Real Estate Investing in Olivehurst, California (95961)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yuba County • Population: 33,439 • Data updated: September 2026

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Should you buy in 95961 (Olivehurst, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Olivehurst, CA (95961)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $452,520
Avg Monthly Rent $2,249
1% Rule ✗ Does Not Meet
Median Income $74,819
% Renters 32.7%

Market Analysis: 95961 Olivehurst

The 95961 ZIP in Olivehurst, CA is a local-operator market. Outside capital chasing a $453K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95961 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 95961 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 95961 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 95961 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Olivehurst:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,249/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Yuba City, CA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Yuba City, CA metro data
🏠

Property Strategy for 95961

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
5BR
+6.0% 5yr CAGR
Best Overall Value
5BR
$113,184/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $258,309 $1,520 4.2% +4.7% $129,154
3BR $388,938 $2,110 3.9% +5.6% $129,646
4BR $503,648 $2,550 3.6% +5.5% $125,912
5BR $565,919 +6.0% $113,184

Market Trends

Home Value History (with trend line)

$490K$412K$334K$256K$178K$99KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,455$2,348$2,240$2,133$2,026$1,919Sep 2025Mar 2026Jul 2026

📊 How Does 95961 Compare?

Metric 95961 Olivehurst Yuba City, CA California
Home Value $452,520 $452,520 N/A $761,003
5-Year CAGR 2.5% 2.5% N/A 5.7%
Avg Rent $2,249 $2,249 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 95961? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95961 (Olivehurst, CA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Yuba City, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $452,520
Monthly Rent $2,249
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95961

Population: 33,439

💰 Median Household Income
$74,819
This area
$74,819
State
$94,164
USA
$74,580
🏠 Renter Occupied
32.7%
This area
32.7%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.4%
This area
5.4%
State
-16.6%
USA
3.7%
🎓 College Educated
15.9%
This area
15.9%
State
7.7%
USA
33.7%
👤 Median Age
31.0 years
This area
31.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 59.4%
Other/Mixed 27.5%
Hispanic/Latino 19.6%
Asian 8.8%
Black/African American 4.4%
👶 Under 18
29.6%
This area
29.6%
USA
22.0%
👴 65 and Over
9.6%
This area
9.6%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95961

B Avg School Grade
11 Schools
22.8:1 Avg Class Size
$18,010 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Cedar Lane Elementary

📚 K – 06 School
👥
550 Students
👨‍🏫
22.0:1 Class Size
💰
$18,649 Per Student
B+ Above Average

Yuba Gardens Intermediate

📚 07 – 08 Middle
👥
724 Students
👨‍🏫
19.3:1 Class Size
💰
$18,649 Per Student
B Good

Cobblestone Elementary

📚 K – 05 Elementary
👥
571 Students
👨‍🏫
22.0:1 Class Size
💰
$16,306 Per Student
B Good

Rio Del Oro Elementary

📚 K – 05 Elementary
👥
521 Students
👨‍🏫
21.7:1 Class Size
💰
$16,306 Per Student
B Good

Riverside Meadows Intermediate

📚 06 – 08 Middle
👥
508 Students
👨‍🏫
18.8:1 Class Size
💰
$16,306 Per Student
B Good

Arboga Elementary

📚 K – 08 School
👥
722 Students
👨‍🏫
22.9:1 Class Size
💰
$18,649 Per Student
B Good

Ella Elementary

📚 K – 06 School
👥
552 Students
👨‍🏫
25.1:1 Class Size
💰
$18,649 Per Student
B Good

Johnson Park Elementary

📚 K – 06 School
👥
454 Students
👨‍🏫
23.9:1 Class Size
💰
$18,649 Per Student
B Good

Lindhurst High

📚 09 – 12 High School
👥
1,214 Students
👨‍🏫
21.9:1 Class Size
💰
$18,649 Per Student
B Good

Olivehurst Elementary

📚 K – 06 School
👥
482 Students
👨‍🏫
25.4:1 Class Size
💰
$18,649 Per Student
C Below Average

South Lindhurst Continuation High

📚 10 – 12 High School
👥
268 Students
👨‍🏫
27.9:1 Class Size
💰
$18,649 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,812 Off-Campus Students
C
Yuba College
5,735 students · 6.5 mi
C
Sutter County Career Training Center
50 students · 8.9 mi

Investor Insight: With 1,812 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Olivehurst, CA?

Median home price in Olivehurst, CA is near $453K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

Is it easy to find good tenants in Olivehurst, CA?

Tenant quality in Olivehurst, CA ranks as solid. Landlords generally report consistent occupancy at market rents of $2,249/mo.

Do landlords face vacancy issues in Olivehurst, CA?

Olivehurst, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How strict are landlord regulations in Olivehurst, CA?

For rental operators, Olivehurst, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Which investment style suits Olivehurst, CA?

Most investors in Olivehurst, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 95961 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95961 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95961 ranks in Yuba City, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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