Real Estate Investing in Yuba City, California (95993)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95993 (Yuba City, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Yuba City, CA (95993)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95993 Yuba City
ZIP 95993 inside Sutter County looks affordable on the surface — median value of $480K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $480K asset, 95993 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 95993 and stronger Yuba City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 95993 ZIP's population of 38,957 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Yuba City:
Property Strategy for 95993
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $341,019 | $1,750 | 3.7% | +4.3% | $170,510 |
| 3BR | $435,814 | $2,430 | 4.0% | +4.8% | $145,271 |
| 4BR | $518,372 | $2,940 | 4.1% | +5.1% | $129,593 |
| 5BR | $594,153 | — | — | +5.2% | $118,831 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95993 Compare?
| Metric | 95993 | Yuba City | Yuba City, CA | California |
|---|---|---|---|---|
| Home Value | $480,364 | $221,881 | N/A | $761,003 |
| 5-Year CAGR | 2.0% | 2.2% | N/A | 5.7% |
| Avg Rent | $2,477 | $2,132 | N/A | - |
| Cap Rate | 4.0% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95993 (Yuba City, CA). Anonymous, moderated, never written by AI.
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Property managers serving Sutter County
Manage rentals here? List your business →Feather River Property Management provides property management services. summary from their website
GIL is a residential property management company in Calgary. summary from their website
Select Property Management, Inc. offers full-service management for residential and commercial properties, providing peace of mind for owners and residents. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $480,364 |
| Monthly Rent | $2,477 |
| Price-to-Rent | 16.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 6.0% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +1.4% ▲ |
| 5-Year CAGR | +2.0% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95993
Population: 38,957
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95993
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,812 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in Yuba City, CA?
Expect median prices around $480K in Yuba City, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Is Yuba City, CA suited for a house hack?
The a challenging house-hack environment in Yuba City, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What is the typical renter like in Yuba City, CA?
Tenant quality in Yuba City, CA ranks as solid. Landlords generally report predictable occupancy at market rents of $2,477/mo.
Does Yuba City, CA make sense for an investment property?
With a 3.0/5 investability score, Yuba City, CA ranks as a solid market for rental property investors. Median prices of $480K and rents of $2,477/mo drive the underlying numbers.
Is Yuba City, CA a friendly market for rental owners?
Yuba City, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
You know 95993 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95993 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95993 ranks in Yuba City, CA
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