Real Estate Investing in Fontana, California (92335)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 95,295 • Data updated: September 2026

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Should you buy in 92335 (Fontana, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Fontana, CA (92335)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $571,813
Avg Monthly Rent $2,665
1% Rule ✗ Does Not Meet
Median Income $70,082
% Renters 52.7%

Market Analysis: 92335 Fontana

Investors eyeing 92335 need to respect the fundamentals at play. Home values of $572K come alongside slower price movement and elevated management overhead.

The investment case in 92335 is impressive only for operators who understand what they are buying. A $572K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 92335's metrics run below San Bernardino County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 92335 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 92335 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fontana:

C Below Average
Buy Confidence Score: 57/100
Affordability
0/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.2× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,665/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92335

Which property type performs best in this market?

Best for Cash Flow
4BR
4.3% cap rate
Best for Appreciation
2BR
+7.7% 5yr CAGR
Best Overall Value
5BR
$132,962/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $401,967 $1,850 3.3% +5.0% $401,967
2BR $458,348 $2,290 3.6% +7.7% $229,174
3BR $554,812 $3,030 3.9% +7.6% $184,937
4BR $619,741 $3,660 4.3% +7.4% $154,935
5BR $664,812 +6.9% $132,962

Market Trends

Home Value History (with trend line)

$615K$513K$410K$308K$206K$103KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,720$2,561$2,401$2,242$2,083$1,924Apr 2022Jun 2024Jul 2026

📊 How Does 92335 Compare?

Metric 92335 Fontana Riverside-San Bernardino-Ontario, CA California
Home Value $571,813 $629,068 N/A $761,003
5-Year CAGR 4.9% 4.2% N/A 5.7%
Avg Rent $2,665 $3,105 N/A -
Cap Rate 3.6% 3.8% - -
💡 Why Invest in 92335? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

53% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92335 (Fontana, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $571,813
Monthly Rent $2,665
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year +8.0% ▲
3-Year CAGR +6.8% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.9%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92335

Population: 95,295

💰 Median Household Income
$70,082
This area
$70,082
State
$94,164
USA
$74,580
🏠 Renter Occupied
52.7%
This area
52.7%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-16.6%
USA
3.7%
🎓 College Educated
10.0%
This area
10.0%
State
7.7%
USA
33.7%
👤 Median Age
30.7 years
This area
30.7 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.4%
This area
3.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 74.1%
Hispanic/Latino 71.5%
White 20.4%
Black/African American 3.8%
Asian 1.8%
👶 Under 18
28.8%
This area
28.8%
USA
22.0%
👴 65 and Over
8.7%
This area
8.7%
USA
17.3%
📊 Poverty Rate
15.1%
This area
15.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92335

B+ Avg School Grade
21 Schools
20.1:1 Avg Class Size
$18,232 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

West Randall Elementary

📚 K – 06 School
👥
295 Students
👨‍🏫
15.0:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Almond Elementary

📚 K – 06 School
👥
447 Students
👨‍🏫
20.4:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Beech Avenue Elementary

📚 K – 06 School
👥
630 Students
👨‍🏫
20.4:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Citrus Elementary

📚 K – 06 School
👥
629 Students
👨‍🏫
20.5:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Cypress Elementary

📚 K – 05 Elementary
👥
590 Students
👨‍🏫
21.6:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Date Elementary

📚 K – 05 Elementary
👥
547 Students
👨‍🏫
20.1:1 Class Size
💰
$18,376 Per Student
B+ Above Average
👥
625 Students
👨‍🏫
21.1:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Live Oak Elementary

📚 K – 06 School
👥
441 Students
👨‍🏫
20.0:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Maple Elementary

📚 K – 05 Elementary
👥
539 Students
👨‍🏫
20.9:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Oleander Elementary

📚 K – 05 Elementary
👥
561 Students
👨‍🏫
20.9:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Palmetto Elementary

📚 K – 05 Elementary
👥
561 Students
👨‍🏫
19.7:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Poplar Elementary

📚 K – 06 School
👥
495 Students
👨‍🏫
19.4:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Randall Pepper Elementary

📚 K – 05 Elementary
👥
480 Students
👨‍🏫
18.6:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Redwood Elementary

📚 K – 06 School
👥
643 Students
👨‍🏫
19.7:1 Class Size
💰
$18,376 Per Student
B+ Above Average

South Tamarind Elementary

📚 K – 05 Elementary
👥
560 Students
👨‍🏫
18.4:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Ted Porter Elementary

📚 K – 05 Elementary
👥
661 Students
👨‍🏫
20.8:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Harry S. Truman Middle

📚 06 – 08 Middle
👥
942 Students
👨‍🏫
20.1:1 Class Size
💰
$18,376 Per Student
B+ Above Average

Sequoia Middle

📚 07 – 08 Middle
👥
809 Students
👨‍🏫
19.8:1 Class Size
💰
$18,376 Per Student
B Good

Fontana Middle

📚 06 – 08 Middle
👥
1,119 Students
👨‍🏫
21.7:1 Class Size
💰
$18,376 Per Student
C+ Average

Fontana High

📚 09 – 12 High School
👥
2,455 Students
👨‍🏫
21.0:1 Class Size
💰
$18,376 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
Salon Success Academy-Fontana
34 students · 1.8 mi
D
UEI College-Ontario
930 students · 4.9 mi
C
San Joaquin Valley College-Ontario
1,064 students · 5.0 mi
C+
The Fab School
164 students · 5.2 mi
C+
Oak Valley College
52 students · 6.1 mi
C
Platt College-Ontario
467 students · 6.2 mi
D
Universal Technical Institute of California Inc
1,484 students · 6.4 mi
C
CET-Colton
191 students · 6.4 mi

Frequently Asked Questions

How strong is the working-renter base in Fontana, CA?

Fontana, CA draws a predictable base of working renters. Demand at the $2,665/mo rent level is reasonable for standard single-family and small multi rentals.

Are landlord laws favorable in Fontana, CA?

CA law tenant-protective for landlords, and Fontana inherits those rules. Investors should still review local ordinances for rental licensing.

Where do home prices stand in Fontana, CA?

In Fontana, CA the median home value sits at $572K. Against the broader CA market, that reads as reasonable for most investors.

What does house hacking look like in Fontana, CA?

Fontana, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,665/mo rent level.

What are vacancy rates like in Fontana, CA?

Expect elevated vacancy in Fontana, CA. Rents at $2,665/mo are absorbed by the tenant base without meaningful lag.

You know 92335 now. You don’t know where it ranks.

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How 92335 ranks in Riverside-San Bernardino-Ontario, CA

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