Real Estate Investing in Rancho Cucamonga, California (91739)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 91739 (Rancho Cucamonga, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 28.3 — hard to cash-flow at these prices.
What’s happening in Rancho Cucamonga, CA (91739)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 91739 Rancho Cucamonga
Not every below-median market is a bargain. Rancho Cucamonga's 91739 ZIP sits at signals that favor experienced operators who can absorb the risk $970K pricing implies.
For an experienced owner, 91739 can be a a viable market for hunting ground — but the discount at $970K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 91739 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 91739 includes headwinds that any investor should price in. Income distribution skews lower than Rancho Cucamonga averages, and tenant stability requires active management.
The 91739 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Rancho Cucamonga:
Property Strategy for 91739
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $560,455 | $3,040 | 3.9% | +6.2% | $280,227 |
| 3BR | $688,381 | $4,020 | 4.2% | +5.8% | $229,460 |
| 4BR | $1,015,442 | $4,850 | 3.4% | +7.6% | $253,860 |
| 5BR | $1,189,468 | — | — | +8.3% | $237,894 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 91739 Compare?
| Metric | 91739 | Rancho Cucamonga | Riverside-San Bernardino-Ontario, CA | California |
|---|---|---|---|---|
| Home Value | $969,678 | $861,224 | N/A | $761,003 |
| 5-Year CAGR | 4.8% | 4.6% | N/A | 5.7% |
| Avg Rent | $2,859 | $3,095 | N/A | - |
| Cap Rate | 2.3% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 91739 (Rancho Cucamonga, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $969,678 |
| Monthly Rent | $2,859 |
| Price-to-Rent | 28.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | +0.6% ▲ |
| 3-Year CAGR | +0.2% ▲ |
| 5-Year CAGR | +2.9% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 91739
Population: 41,722
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 91739
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,324 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Rancho Cucamonga, CA?
Rancho Cucamonga, CA rates 3.0/5 for investability. With median values at $970K and rents near $2,859/mo, the market offers reasonable fundamentals for rental investors.
What monthly rent should investors expect in Rancho Cucamonga, CA?
Rent in Rancho Cucamonga, CA is around $2,859/mo. The resulting rent-to-value relationship with $970K pricing is reasonable for most investor models.
How expensive is real estate in Rancho Cucamonga, CA?
Typical homes in Rancho Cucamonga, CA go for around $970K. The 5-year CAGR of 0.0% stable price movement.
Is vacancy a concern in Rancho Cucamonga, CA?
Rancho Cucamonga, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.
Is CA a landlord-friendly state?
For rental operators, Rancho Cucamonga, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
You know 91739 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 91739 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 91739 ranks in Riverside-San Bernardino-Ontario, CA
Every ZIP in this metro, ranked. Free.
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