Real Estate Investing in Rancho Cucamonga, California (91701)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 38,597 • Data updated: September 2026

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Should you buy in 91701 (Rancho Cucamonga, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rancho Cucamonga, CA (91701)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $841,152
Avg Monthly Rent $3,313
1% Rule ✗ Does Not Meet
Median Income $111,745
% Renters 21.5%

Market Analysis: 91701 Rancho Cucamonga

ZIP 91701 inside San Bernardino County looks affordable on the surface — median value of $841K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 91701 is robust only for operators who understand what they are buying. A $841K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Meanwhile, 91701 offers a low basis, the region around Rancho Cucamonga has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A solid renter share of 22% in 91701 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 91701 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rancho Cucamonga:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.5× the median income
Value Trend
Stable (+0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,313/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 91701

Which property type performs best in this market?

Best for Cash Flow
1BR
5.3% cap rate
Best for Appreciation
5BR
+7.5% 5yr CAGR
Best Overall Value
5BR
$209,792/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $315,342 $2,310 5.3% +7.1% $315,342
2BR $501,116 $2,860 4.1% +6.0% $250,558
3BR $747,601 $3,780 3.6% +7.0% $249,200
4BR $890,127 $4,570 3.7% +7.3% $222,532
5BR $1,048,958 +7.5% $209,792

Market Trends

Home Value History (with trend line)

$893K$767K$641K$514K$388K$262KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,368$3,209$3,050$2,891$2,731$2,572Jun 2022Jul 2024Jul 2026

📊 How Does 91701 Compare?

Metric 91701 Rancho Cucamonga Riverside-San Bernardino-Ontario, CA California
Home Value $841,152 $861,224 N/A $761,003
5-Year CAGR 4.3% 4.6% N/A 5.7%
Avg Rent $3,313 $3,095 N/A -
Cap Rate 3.1% 2.8% - -
💡 Why Invest in 91701? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91701 (Rancho Cucamonga, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $841,152
Monthly Rent $3,313
Price-to-Rent 21.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +0.5% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year +9.2% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.3%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91701

Population: 38,597

💰 Median Household Income
$111,745
This area
$111,745
State
$94,164
USA
$74,580
🏠 Renter Occupied
21.5%
This area
21.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-16.6%
USA
3.7%
🎓 College Educated
36.0%
This area
36.0%
State
7.7%
USA
33.7%
👤 Median Age
42.2 years
This area
42.2 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.7%
This area
2.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 54.4%
Other/Mixed 29.3%
Hispanic/Latino 24.4%
Asian 10.5%
Black/African American 5.8%
👶 Under 18
20.1%
This area
20.1%
USA
22.0%
👴 65 and Over
18.1%
This area
18.1%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91701

C+ Avg School Grade
10 Schools
24.5:1 Avg Class Size
$16,298 Avg Per Pupil

Schools in This ZIP Code

B Good

Victoria Groves Elementary

📚 K – 06 School
👥
529 Students
👨‍🏫
20.8:1 Class Size
💰
$15,501 Per Student
B Good

Alta Loma Junior High

📚 07 – 08 Middle
👥
643 Students
👨‍🏫
23.6:1 Class Size
💰
$15,501 Per Student
B Good

Carnelian Elementary

📚 K – 06 School
👥
463 Students
👨‍🏫
23.2:1 Class Size
💰
$15,501 Per Student
B Good

Jasper Elementary

📚 K – 06 School
👥
439 Students
👨‍🏫
23.1:1 Class Size
💰
$15,501 Per Student
C+ Average

Carleton P. Lightfoot Elementary

📚 K – 05 Elementary
👥
863 Students
👨‍🏫
24.6:1 Class Size
💰
$15,871 Per Student
C+ Average

Alta Loma Elementary

📚 K – 06 School
👥
395 Students
👨‍🏫
26.3:1 Class Size
💰
$15,501 Per Student
C+ Average

Deer Canyon Elementary

📚 K – 06 School
👥
585 Students
👨‍🏫
26.2:1 Class Size
💰
$15,501 Per Student
C+ Average

Floyd M. Stork Elementary

📚 K – 06 School
👥
690 Students
👨‍🏫
26.5:1 Class Size
💰
$15,501 Per Student
C+ Average

Alta Loma High

📚 09 – 12 High School
👥
2,400 Students
👨‍🏫
24.2:1 Class Size
💰
$19,300 Per Student
C Below Average

Rancho Cucamonga High

📚 09 – 12 High School
👥
3,343 Students
👨‍🏫
26.1:1 Class Size
💰
$19,300 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 7,324 Off-Campus Students
C
Chaffey College
20,632 students · 1.7 mi
C
Salon Success Academy-Upland
238 students · 2.7 mi
D
Universal Technical Institute of California Inc
1,484 students · 4.0 mi
C+
The Fab School
164 students · 4.8 mi
C
DeVry University-California
2,119 students · 4.8 mi
C
American Career College-Ontario
2,014 students · 4.9 mi
D
West Coast University-Ontario
2,647 students · 5.0 mi
C
Platt College-Ontario
467 students · 5.1 mi

Investor Insight: With 7,324 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Rancho Cucamonga, CA a smart market for rental property?

The 3.0/5 investability rating in Rancho Cucamonga, CA reflects its $841K prices and $3,313/mo rents. Investors generally consider it a solid option within CA.

What are vacancy rates like in Rancho Cucamonga, CA?

Vacancy in Rancho Cucamonga, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $3,313/mo.

What is the median home value in Rancho Cucamonga, CA?

Expect median prices around $841K in Rancho Cucamonga, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

What kind of tenants rent in Rancho Cucamonga, CA?

Rancho Cucamonga, CA offers a reliable renter base at the $3,313/mo rent level. Tenant turnover is reasonable for well-managed properties.

What are rental rates like in Rancho Cucamonga, CA?

Average rent in Rancho Cucamonga, CA is approximately $3,313/mo per month. Against $841K home values that yields a reasonable rent-to-price ratio.

You know 91701 now. You don’t know where it ranks.

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How 91701 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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