Real Estate Investing in Ontario, California (91764)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 91764 (Ontario, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Ontario, CA (91764)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 91764 Ontario
The 91764 ZIP covers a section of Ontario that demands careful diligence. Prices near $636K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 91764 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader CA picture, 91764 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 91764 includes headwinds that any investor should price in. Income distribution skews lower than Ontario averages, and tenant stability requires active management.
Strategically, 91764 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Ontario:
Property Strategy for 91764
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $478,469 | $2,240 | 3.4% | +7.8% | $478,469 |
| 2BR | $539,611 | $2,780 | 3.7% | +6.7% | $269,806 |
| 3BR | $628,053 | $3,680 | 4.2% | +7.3% | $209,351 |
| 4BR | $673,658 | $4,440 | 4.7% | +7.1% | $168,414 |
| 5BR | $745,397 | — | — | +6.6% | $149,079 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 91764 Compare?
| Metric | 91764 | Ontario | Riverside-San Bernardino-Ontario, CA | California |
|---|---|---|---|---|
| Home Value | $635,968 | $669,860 | N/A | $761,003 |
| 5-Year CAGR | 4.7% | 4.5% | N/A | 5.7% |
| Avg Rent | $2,609 | $2,623 | N/A | - |
| Cap Rate | 3.2% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 91764 (Ontario, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $635,968 |
| Monthly Rent | $2,609 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +1.5% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +2.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 91764
Population: 55,412
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 91764
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical home price in Ontario, CA?
Ontario, CA median home values land near $636K. That is reasonable territory for investors looking at $2,609/mo-per-month rentals.
Are there empty rentals in Ontario, CA?
Expect elevated vacancy in Ontario, CA. Rents at $2,609/mo are absorbed by the tenant base without meaningful lag.
Is Ontario, CA a good place for real estate investing?
Ontario, CA rates 3.0/5 for investability. With median values at $636K and rents near $2,609/mo, the market offers reasonable fundamentals for rental investors.
Is rental property easy to operate in Ontario, CA?
Ontario, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
How deep is the rental pool in Ontario, CA?
Tenant quality in Ontario, CA ranks as solid. Landlords generally report predictable occupancy at market rents of $2,609/mo.
You know 91764 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 91764 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 91764 ranks in Riverside-San Bernardino-Ontario, CA
Every ZIP in this metro, ranked. Free.
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