Real Estate Investing in Ontario, California (91762)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 63,656 • Data updated: September 2026

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Should you buy in 91762 (Ontario, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Ontario, CA (91762)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $683,791
Avg Monthly Rent $2,472
1% Rule ✗ Does Not Meet
Median Income $74,245
% Renters 44.9%

Market Analysis: 91762 Ontario

ZIP 91762 in Ontario, CA carries a sturdy set of headwinds. Home values near $684K and rents of $2,472/mo sit inside a market where underwriting has to be tight.

The 91762 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 91762 sits on the difficult end of the CA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Put differently, 63,656 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Ontario's stable or hybrid ZIPs before stepping into 91762. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ontario:

C Below Average
Buy Confidence Score: 57/100
Affordability
0/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.2× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,472/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 91762

Which property type performs best in this market?

Best for Cash Flow
1BR
4.0% cap rate
Best for Appreciation
3BR
+7.5% 5yr CAGR
Best Overall Value
5BR
$184,328/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $353,598 $1,980 4.0% +6.1% $353,598
2BR $480,839 $2,450 3.7% +7.4% $240,420
3BR $665,591 $3,240 3.5% +7.5% $221,864
4BR $767,995 $3,910 3.7% +7.2% $191,999
5BR $921,638 +6.8% $184,328

Market Trends

Home Value History (with trend line)

$733K$617K$501K$385K$269K$154KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,699$2,585$2,471$2,357$2,242$2,128Nov 2021Mar 2024Jul 2026

📊 How Does 91762 Compare?

Metric 91762 Ontario Riverside-San Bernardino-Ontario, CA California
Home Value $683,791 $669,860 N/A $761,003
5-Year CAGR 4.5% 4.5% N/A 5.7%
Avg Rent $2,472 $2,623 N/A -
Cap Rate 2.8% 3.1% - -
💡 Why Invest in 91762? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91762 (Ontario, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+4.5%
Moderate

📊 Market Snapshot

Home Value $683,791
Monthly Rent $2,472
Price-to-Rent 23.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year -6.4% ▼
3-Year CAGR +0.3% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91762

Population: 63,656

💰 Median Household Income
$74,245
This area
$74,245
State
$94,164
USA
$74,580
🏠 Renter Occupied
44.9%
This area
44.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-16.6%
USA
3.7%
🎓 College Educated
19.4%
This area
19.4%
State
7.7%
USA
33.7%
👤 Median Age
32.6 years
This area
32.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 50.2%
Hispanic/Latino 46.5%
White 37.2%
Asian 8.3%
Black/African American 4.3%
👶 Under 18
25.4%
This area
25.4%
USA
22.0%
👴 65 and Over
9.9%
This area
9.9%
USA
17.3%
📊 Poverty Rate
11.4%
This area
11.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91762

B Avg School Grade
12 Schools
21.3:1 Avg Class Size
$18,913 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Vina Danks Middle

📚 07 – 08 Middle
👥
607 Students
👨‍🏫
17.7:1 Class Size
💰
$18,835 Per Student
B+ Above Average

El Camino Elementary

📚 K – 06 School
👥
478 Students
👨‍🏫
18.3:1 Class Size
💰
$18,835 Per Student
B+ Above Average

Euclid Elementary

📚 K – 06 School
👥
573 Students
👨‍🏫
20.5:1 Class Size
💰
$18,835 Per Student
B+ Above Average

Montera Elementary

📚 K – 06 School
👥
565 Students
👨‍🏫
18.2:1 Class Size
💰
$18,835 Per Student
B+ Above Average

Oaks Middle

📚 07 – 08 Middle
👥
682 Students
👨‍🏫
20.7:1 Class Size
💰
$18,835 Per Student
B Good

Elderberry Elementary

📚 K – 06 School
👥
551 Students
👨‍🏫
22.0:1 Class Size
💰
$18,835 Per Student
B Good

Hawthorne Elementary

📚 K – 06 School
👥
559 Students
👨‍🏫
24.1:1 Class Size
💰
$18,835 Per Student
B Good

Mission Elementary

📚 K – 06 School
👥
560 Students
👨‍🏫
22.4:1 Class Size
💰
$18,835 Per Student
B Good

Richard Haynes Elementary

📚 K – 06 School
👥
661 Students
👨‍🏫
22.7:1 Class Size
💰
$18,835 Per Student
B Good

Vista Grande Elementary

📚 K – 06 School
👥
384 Students
👨‍🏫
22.6:1 Class Size
💰
$18,835 Per Student
C+ Average

Chaffey High

📚 09 – 12 High School
👥
3,223 Students
👨‍🏫
23.8:1 Class Size
💰
$19,300 Per Student
C+ Average

Ontario High

📚 09 – 12 High School
👥
2,121 Students
👨‍🏫
22.2:1 Class Size
💰
$19,300 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 48 Off-Campus Students
D
West Coast University-Ontario
2,647 students · 4.1 mi
C
DeVry University-California
2,119 students · 4.2 mi
D
University of Phoenix-California
257 students · 4.3 mi
C
American Career College-Ontario
2,014 students · 4.4 mi
D
Arizona College of Nursing-Ontario
279 students · 4.6 mi
C
Platt College-Ontario
467 students · 5.0 mi
C+
Pomona Unified School District Adult and Career Education
104 students · 5.0 mi
D
Universal Technical Institute of California Inc
1,484 students · 5.4 mi

Frequently Asked Questions

Is Ontario, CA a good place for real estate investing?

The 3.0/5 investability rating in Ontario, CA reflects its $684K prices and $2,472/mo rents. Investors generally consider it a solid option within CA.

Which investment style suits Ontario, CA?

In Ontario, CA the robust play is typically careful cash-flow rentals with hands-on management. The combination of $684K prices and $2,472/mo rents suits that approach.

How high is vacancy risk in Ontario, CA?

Vacancy in Ontario, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,472/mo.

Does house hacking make sense in Ontario, CA?

The a challenging house-hack environment in Ontario, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Does Ontario, CA favor landlords or tenants?

Ontario, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 91762 now. You don’t know where it ranks.

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How 91762 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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