Real Estate Investing in Rancho Cucamonga, California (91730)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 71,692 • Data updated: September 2026

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Should you buy in 91730 (Rancho Cucamonga, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rancho Cucamonga, CA (91730)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $679,462
Avg Monthly Rent $2,760
1% Rule ✗ Does Not Meet
Median Income $84,850
% Renters 51.6%

Market Analysis: 91730 Rancho Cucamonga

The 91730 ZIP covers a section of Rancho Cucamonga that demands careful diligence. Prices near $679K look accessible, but the work to make a deal cash flow is real.

Rent of $2,760/mo on a $679K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 91730 sits below the stated 0.0% once reality is priced in.

Within CA, ZIP 91730 trails on several market indicators that neighboring San Bernardino County submarkets outperform. The gap is real and resilient enough to shape underwriting.

A healthy renter share of 52% in 91730 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Rancho Cucamonga's stable or hybrid ZIPs before stepping into 91730. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rancho Cucamonga:

C+ Average
Buy Confidence Score: 62/100
Affordability
5/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,760/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 91730

Which property type performs best in this market?

Best for Cash Flow
4BR
5.0% cap rate
Best for Appreciation
5BR
+7.4% 5yr CAGR
Best Overall Value
5BR
$177,671/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $482,758 $3,220 4.8% +6.6% $241,379
3BR $675,810 $4,260 4.5% +7.2% $225,270
4BR $740,286 $5,140 5.0% +7.1% $185,072
5BR $888,356 +7.4% $177,671

Market Trends

Home Value History (with trend line)

$721K$615K$509K$403K$297K$191KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,945$2,693$2,441$2,189$1,937$1,685Jul 2016Jul 2021Jul 2026

📊 How Does 91730 Compare?

Metric 91730 Rancho Cucamonga Riverside-San Bernardino-Ontario, CA California
Home Value $679,462 $861,224 N/A $761,003
5-Year CAGR 4.5% 4.6% N/A 5.7%
Avg Rent $2,760 $3,095 N/A -
Cap Rate 3.2% 2.8% - -
💡 Why Invest in 91730? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

52% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91730 (Rancho Cucamonga, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.5%
Moderate

📊 Market Snapshot

Home Value $679,462
Monthly Rent $2,760
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year -1.3% ▼
3-Year CAGR +0.1% ▲
5-Year CAGR +1.3% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 7.0%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91730

Population: 71,692

💰 Median Household Income
$84,850
This area
$84,850
State
$94,164
USA
$74,580
🏠 Renter Occupied
51.6%
This area
51.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-16.6%
USA
3.7%
🎓 College Educated
31.9%
This area
31.9%
State
7.7%
USA
33.7%
👤 Median Age
34.3 years
This area
34.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.6%
This area
3.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 41.8%
Other/Mixed 34.5%
Hispanic/Latino 28.2%
Asian 13.6%
Black/African American 10.1%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
11.7%
This area
11.7%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91730

B Avg School Grade
11 Schools
22.7:1 Avg Class Size
$16,184 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Rancho Cucamonga Middle

📚 06 – 08 Middle
👥
735 Students
👨‍🏫
16.5:1 Class Size
💰
$20,077 Per Student
A Very Good

Cucamonga Elementary

📚 K – 05 Elementary
👥
467 Students
👨‍🏫
20.0:1 Class Size
💰
$20,077 Per Student
A Very Good

Los Amigos Elementary

📚 K – 05 Elementary
👥
531 Students
👨‍🏫
20.2:1 Class Size
💰
$20,077 Per Student
B Good

Cucamonga Middle

📚 06 – 08 Middle
👥
691 Students
👨‍🏫
20.7:1 Class Size
💰
$14,560 Per Student
B Good

Bear Gulch Elementary

📚 K – 05 Elementary
👥
445 Students
👨‍🏫
23.4:1 Class Size
💰
$14,560 Per Student
B Good

Central Elementary

📚 K – 05 Elementary
👥
430 Students
👨‍🏫
23.2:1 Class Size
💰
$14,560 Per Student
B Good

Dona Merced Elementary

📚 K – 05 Elementary
👥
549 Students
👨‍🏫
23.9:1 Class Size
💰
$14,560 Per Student
B Good

Valle Vista Elementary

📚 K – 05 Elementary
👥
449 Students
👨‍🏫
24.9:1 Class Size
💰
$14,560 Per Student
C+ Average

Ruth Musser Middle

📚 05 – 08 School
👥
945 Students
👨‍🏫
24.2:1 Class Size
💰
$14,560 Per Student
C+ Average

Terra Vista Elementary

📚 K – 05 Elementary
👥
912 Students
👨‍🏫
25.2:1 Class Size
💰
$15,871 Per Student
C+ Average

Coyote Canyon Elementary

📚 K – 04 Elementary
👥
815 Students
👨‍🏫
27.2:1 Class Size
💰
$14,560 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
D
Universal Technical Institute of California Inc
1,484 students · 1.2 mi
C+
The Fab School
164 students · 2.0 mi
C
American Career College-Ontario
2,014 students · 2.2 mi
C
DeVry University-California
2,119 students · 2.2 mi
C
Platt College-Ontario
467 students · 2.3 mi
D
Arizona College of Nursing-Ontario
279 students · 2.3 mi
D
West Coast University-Ontario
2,647 students · 2.4 mi
D
University of Phoenix-California
257 students · 2.4 mi

Frequently Asked Questions

How strong is Rancho Cucamonga, CA for real estate investors?

Our data puts Rancho Cucamonga, CA at 3.0/5 for investability. Home prices of $679K and rents around $2,760/mo create a solid backdrop for investor activity.

What do landlords charge for rent in Rancho Cucamonga, CA?

The typical rental in Rancho Cucamonga, CA commands about $2,760/mo monthly. That rent profile even-keeled cash flow against the $679K purchase basis.

Are eviction rules reasonable in Rancho Cucamonga, CA?

Rancho Cucamonga, CA operates under CA law, which is tenant-protective overall for landlords. Expect predictable treatment in typical lease and eviction cases.

What approach is best for Rancho Cucamonga, CA real estate?

Rancho Cucamonga, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($679K prices, $2,760/mo rents) make it a reasonable choice.

Are there empty rentals in Rancho Cucamonga, CA?

Vacancy risk in Rancho Cucamonga, CA is elevated. That supports reliable cash flow for typical rental holds.

You know 91730 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 91730 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 91730 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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