Real Estate Investing in Chino, California (91708)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 17,308 • Data updated: September 2026

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Should you buy in 91708 (Chino, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.9% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Chino, CA (91708)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $716,400
Avg Monthly Rent $3,428
1% Rule ✗ Does Not Meet
Median Income $102,150
% Renters 51.9%

Market Analysis: 91708 Chino

Not every below-median market is a bargain. Chino's 91708 ZIP reports signals that favor experienced operators who can absorb the risk $716K pricing implies.

Rent of $3,428/mo on a $716K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 91708 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 91708 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 91708 ZIP's population of 17,308 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

New investors are better served looking at Chino's stable or hybrid ZIPs before stepping into 91708. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chino:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Declining (-2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,428/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 91708

Which property type performs best in this market?

Best for Cash Flow
4BR
4.8% cap rate
Best for Appreciation
5BR
+7.7% 5yr CAGR
Best Overall Value
5BR
$193,516/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $535,113 $3,300 4.4% +7.4% $267,557
3BR $667,003 $4,370 4.7% +7.1% $222,334
4BR $787,360 $5,270 4.8% +7.3% $196,840
5BR $967,581 +7.7% $193,516

Market Trends

Home Value History (with trend line)

$787K$681K$574K$468K$362K$255KJan 2010May 2018Jul 2026

Rent History (with trend line)

$3,539$3,263$2,987$2,711$2,435$2,160Aug 2018Aug 2022Jul 2026

📊 How Does 91708 Compare?

Metric 91708 Chino Riverside-San Bernardino-Ontario, CA California
Home Value $716,400 $740,354 N/A $761,003
5-Year CAGR 3.7% 4.0% N/A 5.7%
Avg Rent $3,428 $3,235 N/A -
Cap Rate 3.7% 3.4% - -
💡 Why Invest in 91708? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

52% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91708 (Chino, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $716,400
Monthly Rent $3,428
Price-to-Rent 17.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year -2.5% ▼
3-Year CAGR +1.3% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year +2.0% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +1.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.9%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.7%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91708

Population: 17,308

💰 Median Household Income
$102,150
This area
$102,150
State
$94,164
USA
$74,580
🏠 Renter Occupied
51.9%
This area
51.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.3%
This area
6.3%
State
-16.6%
USA
3.7%
🎓 College Educated
35.1%
This area
35.1%
State
7.7%
USA
33.7%
👤 Median Age
34.3 years
This area
34.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.9%
This area
9.9%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Asian 33.0%
Other/Mixed 27.3%
White 26.4%
Hispanic/Latino 20.8%
Black/African American 13.2%
👶 Under 18
29.6%
This area
29.6%
USA
22.0%
👴 65 and Over
6.1%
This area
6.1%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91708

B Avg School Grade
1 Schools
24.5:1 Avg Class Size
$21,427 Avg Per Pupil

Schools in This ZIP Code

B Good

Cal Aero Preserve Academy

📚 K – 08 School
👥
1,718 Students
👨‍🏫
24.5:1 Class Size
💰
$21,427 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B Good

Auburndale Intermediate

📚 07 – 08 Middle
📍 1255 River Rd., Corona
👥
641 Students
👨‍🏫
21.9:1 Class Size
💰
$14,996 Per Student
C+ Average

Rosa Parks Elementary

📚 K – 06 School
📍 13830 Whispering Hills Dr., Corona
👥
934 Students
👨‍🏫
25.9:1 Class Size
💰
$14,996 Per Student
C+ Average

Dr. Augustine Ramirez Intermediate

📚 07 – 08 Middle
📍 6905 Harrison Ave., Eastvale
👥
1,220 Students
👨‍🏫
25.8:1 Class Size
💰
$14,996 Per Student
C+ Average

Eastvale Elementary

📚 K – 06 School
📍 13031 Orange St., Eastvale
👥
1,132 Students
👨‍🏫
24.6:1 Class Size
💰
$14,996 Per Student
C+ Average

Ronald Reagan Elementary

📚 K – 06 School
📍 8300 Fieldmaster St., Eastvale
👥
1,102 Students
👨‍🏫
24.0:1 Class Size
💰
$14,996 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,701 Off-Campus Students
C
Norco College
10,787 students · 4.9 mi
D
West Coast University-Ontario
2,647 students · 8.6 mi
D
University of Phoenix-California
257 students · 8.6 mi
C
Advance Beauty Techs Academy
85 students · 8.7 mi
C
Young Americans College of the Performing Arts
16 students · 8.7 mi
C
DeVry University-California
2,119 students · 8.7 mi
C+
Pomona Unified School District Adult and Career Education
104 students · 8.8 mi
C+
La Sierra University
1,611 students · 8.8 mi

Investor Insight: With 2,701 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Chino, CA?

Rental rates in Chino, CA average $3,428/mo. Tenant demand and $716K home values make the yield look reasonable by investor standards.

Is it easy to find good tenants in Chino, CA?

The renter base in Chino, CA is reasonable for the $3,428/mo price point. Screening well and pricing to market typically yields measured tenants.

How strong is Chino, CA for real estate investors?

Chino, CA rates 3.0/5 for investability. With median values at $716K and rents near $3,428/mo, the market offers reasonable fundamentals for rental investors.

What type of investing works in Chino, CA?

A careful cash-flow rentals with hands-on management strategy Chino, CA best. The market produces reliable results for that approach at the $716K price point.

How tight is the rental market in Chino, CA?

Vacancy risk in Chino, CA is elevated. That supports predictable cash flow for typical rental holds.

You know 91708 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 91708 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 91708 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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