Real Estate Investing in Chino Hills, California (91709)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 78,200 • Data updated: September 2026

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Should you buy in 91709 (Chino Hills, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.

What’s happening in Chino Hills, CA (91709)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $986,406
Avg Monthly Rent $3,016
1% Rule ✗ Does Not Meet
Median Income $117,603
% Renters 29.5%

Market Analysis: 91709 Chino Hills

From a cash-flow lens, ZIP 91709 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $986K median. It rewards specialists, not generalists.

The 91709 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 91709 sits on the difficult end of the CA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 91709 includes headwinds that any investor should price in. Income distribution skews lower than Chino Hills averages, and tenant stability requires active management.

Distressed ZIPs reward experience. notable returns are possible in 91709, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chino Hills:

C+ Average
Buy Confidence Score: 61/100
Affordability
0/25
Appreciation
22/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.4× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,016/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 91709

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
5BR
+9.0% 5yr CAGR
Best Overall Value
4BR
$262,960/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $464,764 $2,660 4.1% +5.9% $464,764
2BR $567,488 $3,300 4.2% +6.0% $283,744
3BR $812,390 $4,370 3.9% +7.1% $270,797
4BR $1,051,838 $5,270 3.6% +8.6% $262,960
5BR $1,328,547 +9.0% $265,709

Market Trends

Home Value History (with trend line)

$1.0M$902K$760K$617K$474K$332KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,276$3,013$2,751$2,488$2,225$1,962Jul 2016Jul 2021Jul 2026

📊 How Does 91709 Compare?

Metric 91709 Chino Hills Riverside-San Bernardino-Ontario, CA California
Home Value $986,406 $986,406 N/A $761,003
5-Year CAGR 5.8% 5.8% N/A 5.7%
Avg Rent $3,016 $3,016 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 91709? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91709 (Chino Hills, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $986,406
Monthly Rent $3,016
Price-to-Rent 27.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year -5.1% ▼
3-Year CAGR 0.0% ▼
5-Year CAGR +1.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.8%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91709

Population: 78,200

💰 Median Household Income
$117,603
This area
$117,603
State
$94,164
USA
$74,580
🏠 Renter Occupied
29.5%
This area
29.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-16.6%
USA
3.7%
🎓 College Educated
49.8%
This area
49.8%
State
7.7%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.1%
This area
3.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Asian 40.0%
White 32.9%
Other/Mixed 23.1%
Hispanic/Latino 18.4%
Black/African American 4.1%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91709

B Avg School Grade
16 Schools
22.4:1 Avg Class Size
$21,427 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Chaparral Elementary

📚 K – 06 School
👥
623 Students
👨‍🏫
21.9:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Boys Republic High

📚 09 – 12 High School
👥
32 Students
👨‍🏫
3.6:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Chino Valley Learning Academy

📚 07 – 12 High School
👥
32 Students
👨‍🏫
11.1:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Country Springs Elementary

📚 K – 06 School
👥
555 Students
👨‍🏫
24.3:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Eagle Canyon Elementary

📚 K – 06 School
👥
629 Students
👨‍🏫
25.4:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Gerald F. Litel Elementary

📚 K – 06 School
👥
549 Students
👨‍🏫
23.4:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Glenmeade Elementary

📚 K – 06 School
👥
425 Students
👨‍🏫
22.3:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Hidden Trails Elementary

📚 K – 06 School
👥
521 Students
👨‍🏫
25.4:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Oak Ridge Elementary

📚 K – 06 School
👥
543 Students
👨‍🏫
23.7:1 Class Size
💰
$21,427 Per Student
B+ Above Average

Rolling Ridge Elementary

📚 K – 06 School
👥
577 Students
👨‍🏫
23.4:1 Class Size
💰
$21,427 Per Student
B Good

Robert O. Townsend Junior High

📚 07 – 08 Middle
👥
876 Students
👨‍🏫
23.7:1 Class Size
💰
$21,427 Per Student
B Good

Butterfield Ranch Elementary

📚 K – 06 School
👥
621 Students
👨‍🏫
26.4:1 Class Size
💰
$21,427 Per Student
B Good

Michael G. Wickman Elementary

📚 K – 06 School
👥
719 Students
👨‍🏫
26.1:1 Class Size
💰
$21,427 Per Student
C+ Average

Canyon Hills Junior High

📚 07 – 08 Middle
👥
1,007 Students
👨‍🏫
26.7:1 Class Size
💰
$21,427 Per Student
C+ Average

Ruben S. Ayala High

📚 09 – 12 High School
👥
2,529 Students
👨‍🏫
25.4:1 Class Size
💰
$21,427 Per Student
C+ Average

Chino Hills High

📚 09 – 12 High School
👥
2,767 Students
👨‍🏫
26.2:1 Class Size
💰
$21,427 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 13,494 Off-Campus Students
C
Western University of Health Sciences
3,625 students · 7.5 mi
C+
Pomona Unified School District Adult and Career Education
104 students · 7.7 mi
D
North-West College-Pomona
315 students · 7.8 mi
C
Norco College
10,787 students · 9.2 mi
B
California State Polytechnic University-Pomona
26,848 students · 9.2 mi
C+
Mt San Antonio College
28,742 students · 9.6 mi
D
Keck Graduate Institute
602 students · 9.8 mi
D
Claremont Lincoln University
178 students · 9.9 mi

Investor Insight: With 13,494 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do rents currently stand in Chino Hills, CA?

Chino Hills, CA rentals go for roughly $3,016/mo a month. That puts gross yield in solid territory relative to $986K acquisition costs.

Is Chino Hills, CA a friendly market for rental owners?

Landlord-friendliness in Chino Hills, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How does Chino Hills, CA stack up for property investment?

Chino Hills, CA rates 3.0/5 for investability. With median values at $986K and rents near $3,016/mo, the market offers reasonable fundamentals for rental investors.

Are there empty rentals in Chino Hills, CA?

Rental vacancy in Chino Hills, CA is elevated. Investors should budget normal turnover but not chronic empty units.

Can owner-occupants cash flow in Chino Hills, CA?

The a challenging house-hack environment in Chino Hills, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

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How 91709 ranks in Riverside-San Bernardino-Ontario, CA

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