Real Estate Investing in Rialto, California (92377)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 21,685 • Data updated: September 2026

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Should you buy in 92377 (Rialto, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rialto, CA (92377)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $648,408
Avg Monthly Rent $3,311
1% Rule ✗ Does Not Meet
Median Income $108,973
% Renters 16.6%

Market Analysis: 92377 Rialto

From an investor standpoint, ZIP 92377 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $648K median. It rewards specialists, not generalists.

From a cash-flow lens, the numbers look inviting — $648K purchase price, 0.0% nominal cap — the work to hit that pro forma in 92377 is substantial and deserves full respect.

On the rental side, 92377 offers a low basis, the region around Rialto has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

In practical terms, 21,685 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rialto:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6× the median income
Value Trend
Stable (+1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,311/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92377

Which property type performs best in this market?

Best for Cash Flow
4BR
4.9% cap rate
Best for Appreciation
2BR
+8.0% 5yr CAGR
Best Overall Value
5BR
$138,563/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $518,661 $2,770 3.8% +8.0% $259,331
3BR $604,439 $3,660 4.4% +7.3% $201,480
4BR $653,501 $4,420 4.9% +7.3% $163,375
5BR $692,817 +6.8% $138,563

Market Trends

Home Value History (with trend line)

$691K$584K$477K$370K$263K$156KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,386$3,350$3,314$3,278$3,243$3,207Sep 2025Mar 2026Jul 2026

📊 How Does 92377 Compare?

Metric 92377 Rialto Riverside-San Bernardino-Ontario, CA California
Home Value $648,408 $609,667 N/A $761,003
5-Year CAGR 4.2% 4.6% N/A 5.7%
Avg Rent $3,311 $2,984 N/A -
Cap Rate 4.0% 3.8% - -
💡 Why Invest in 92377? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92377 (Rialto, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $648,408
Monthly Rent $3,311
Price-to-Rent 16.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +1.4% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.2%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92377

Population: 21,685

💰 Median Household Income
$108,973
This area
$108,973
State
$94,164
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-16.6%
USA
3.7%
🎓 College Educated
23.2%
This area
23.2%
State
7.7%
USA
33.7%
👤 Median Age
35.0 years
This area
35.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.5%
This area
2.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 43.1%
Hispanic/Latino 37.9%
White 35.5%
Black/African American 18.1%
Asian 3.4%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
11.2%
This area
11.2%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92377

B Avg School Grade
6 Schools
23.6:1 Avg Class Size
$17,589 Avg Per Pupil

Schools in This ZIP Code

B Good

Dr. Edward Fitzgerald Elementary

📚 K – 05 Elementary
👥
405 Students
👨‍🏫
23.8:1 Class Size
💰
$17,589 Per Student
B Good

Elizabeth T. Hughbanks Elementary

📚 K – 05 Elementary
👥
434 Students
👨‍🏫
22.9:1 Class Size
💰
$17,589 Per Student
B Good

W.J.C. Trapp Elementary

📚 K – 05 Elementary
👥
543 Students
👨‍🏫
25.9:1 Class Size
💰
$17,589 Per Student
B Good

Ben F. Kolb Middle

📚 06 – 08 Middle
👥
898 Students
👨‍🏫
24.2:1 Class Size
💰
$17,589 Per Student
B Good

Ethel Kucera Middle

📚 06 – 08 Middle
👥
966 Students
👨‍🏫
22.8:1 Class Size
💰
$17,589 Per Student
C+ Average

Wilmer Amina Carter High

📚 09 – 12 High School
👥
2,027 Students
👨‍🏫
22.3:1 Class Size
💰
$17,589 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 11,746 Off-Campus Students
C+
Oak Valley College
52 students · 0.8 mi
C+
Salon Success Academy-Fontana
34 students · 4.2 mi
B
California State University-San Bernardino
18,925 students · 5.0 mi
C
CET-Colton
191 students · 5.9 mi
C
California University of Science and Medicine
564 students · 6.0 mi
C
San Bernardino Valley College
12,982 students · 6.9 mi
C
San Bernardino Beauty College
77 students · 7.4 mi
D
Concorde Career College-San Bernardino
260 students · 9.1 mi

Investor Insight: With 11,746 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is tenant demand in Rialto, CA?

Rialto, CA draws a predictable base of working renters. Demand at the $3,311/mo rent level is reasonable for standard single-family and small multi rentals.

Is real estate in Rialto, CA a good investment right now?

Rialto, CA rates 3.0/5 for investability. With median values at $648K and rents near $3,311/mo, the market offers reasonable fundamentals for rental investors.

What is the typical vacancy rate in Rialto, CA?

Rialto, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Rialto, CA good for landlords?

For rental operators, Rialto, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

How much should I expect to pay for a home in Rialto, CA?

Expect median prices around $648K in Rialto, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

You know 92377 now. You don’t know where it ranks.

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How 92377 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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