Real Estate Investing in Bloomington, California (92316)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 92316 (Bloomington, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bloomington, CA (92316)?
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Market Analysis: 92316 Bloomington
Not every below-median market is a bargain. Bloomington's 92316 ZIP stands at signals that favor experienced operators who can absorb the risk $569K pricing implies.
The 92316 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 92316 sits on the difficult end of the CA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
A sturdy renter share of 33% in 92316 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Bloomington:
Property Strategy for 92316
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $462,616 | $2,080 | 3.2% | +7.6% | $231,308 |
| 3BR | $542,326 | $2,780 | 3.7% | +8.1% | $180,775 |
| 4BR | $602,044 | $3,380 | 4.0% | +7.4% | $150,511 |
| 5BR | $703,414 | — | — | +7.2% | $140,683 |
Market Trends
Home Value History (with trend line)
📊 How Does 92316 Compare?
| Metric | 92316 | Bloomington | Riverside-San Bernardino-Ontario, CA | California |
|---|---|---|---|---|
| Home Value | $569,095 | $569,095 | N/A | $761,003 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 5.7% |
| Avg Rent | $1,872 | $1,872 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 92316 (Bloomington, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 92316 (Bloomington, CA)?
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Property managers serving San Bernardino County
Manage rentals here? List your business →Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website
Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website
J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $569,095 |
| Monthly Rent | $1,872 |
| Price-to-Rent | 25.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 7.4% |
📈 Home Appreciation
| 1-Year | +1.9% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 92316
Population: 31,909
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 92316
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 14,133 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong are rents in Bloomington, CA?
Rent in Bloomington, CA is around $1,872/mo. The resulting rent-to-value relationship with $569K pricing is reasonable for most investor models.
Should investors worry about vacancy in Bloomington, CA?
Bloomington, CA carries elevated vacancy risk. Expect steady absorption at market rents of $1,872/mo.
What is the best play in Bloomington, CA?
The best-fit strategy in Bloomington, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Can owner-occupants cash flow in Bloomington, CA?
The house hack math a challenging in Bloomington, CA. Owner-occupant buyers benefit from the $1,872/mo rents and $569K home values.
Where do home prices stand in Bloomington, CA?
Typical homes in Bloomington, CA go for around $569K. The 5-year CAGR of 0.0% even-keeled price movement.
You know 92316 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 92316 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 92316 ranks in Riverside-San Bernardino-Ontario, CA
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