Real Estate Investing in San Bernardino, California (92411)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 27,157 • Data updated: September 2026

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Should you buy in 92411 (San Bernardino, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 25.5% poverty rate — can affect rent collection.

What’s happening in San Bernardino, CA (92411)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $433,836
Avg Monthly Rent $2,553
1% Rule ✗ Does Not Meet
Median Income $54,053
% Renters 45.9%

Market Analysis: 92411 San Bernardino

Investors eyeing 92411 need to respect the fundamentals at play. Home values of $434K come alongside slower price movement and elevated management overhead.

The 92411 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within CA, ZIP 92411 trails on several market indicators that neighboring San Bernardino County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Employment concentration in 92411 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 92411 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Bernardino:

C+ Average
Buy Confidence Score: 65/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,553/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92411

Which property type performs best in this market?

Best for Cash Flow
4BR
5.0% cap rate
Best for Appreciation
3BR
+8.5% 5yr CAGR
Best Overall Value
5BR
$107,224/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $295,556 $1,670 4.1% $295,556
2BR $372,342 $2,080 4.0% +8.3% $186,171
3BR $435,230 $2,780 4.6% +8.5% $145,077
4BR $491,476 $3,380 5.0% +8.4% $122,869
5BR $536,121 $107,224

Market Trends

Home Value History (with trend line)

$465K$380K$296K$212K$128K$44KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,271$2,819$2,368$1,917$1,465$1,014May 2025Dec 2025Jul 2026

📊 How Does 92411 Compare?

Metric 92411 San Bernardino Riverside-San Bernardino-Ontario, CA California
Home Value $433,836 $403,902 N/A $761,003
5-Year CAGR 5.8% 5.5% N/A 5.7%
Avg Rent $2,553 $2,149 N/A -
Cap Rate 4.6% 3.7% - -
💡 Why Invest in 92411? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92411 (San Bernardino, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $433,836
Monthly Rent $2,553
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +10.0% ▲

🏠 Rent Trends

1-Year +8.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.8%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92411

Population: 27,157

💰 Median Household Income
$54,053
This area
$54,053
State
$94,164
USA
$74,580
🏠 Renter Occupied
45.9%
This area
45.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-16.6%
USA
3.7%
🎓 College Educated
7.1%
This area
7.1%
State
7.7%
USA
33.7%
👤 Median Age
30.2 years
This area
30.2 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 60.3%
Hispanic/Latino 56.5%
White 28.3%
Black/African American 9.4%
Asian 1.9%
👶 Under 18
29.8%
This area
29.8%
USA
22.0%
👴 65 and Over
9.8%
This area
9.8%
USA
17.3%
📊 Poverty Rate
25.5%
This area
25.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92411

B+ Avg School Grade
9 Schools
20.7:1 Avg Class Size
$20,384 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Martin Luther King Jr. Middle

📚 07 – 08 Middle
👥
589 Students
👨‍🏫
17.8:1 Class Size
💰
$20,384 Per Student
A Very Good

Mt. Vernon Elementary

📚 K – 06 School
👥
477 Students
👨‍🏫
19.5:1 Class Size
💰
$20,384 Per Student
A Very Good

Ramona-Alessandro Elementary

📚 K – 06 School
👥
471 Students
👨‍🏫
20.9:1 Class Size
💰
$20,384 Per Student
A Very Good

Rio Vista Elementary

📚 K – 06 School
👥
419 Students
👨‍🏫
18.2:1 Class Size
💰
$20,384 Per Student
A Very Good

Roosevelt Elementary

📚 K – 03 Elementary
👥
524 Students
👨‍🏫
19.1:1 Class Size
💰
$20,384 Per Student
B+ Above Average

Howard Inghram Elementary

📚 K – 06 School
👥
235 Students
👨‍🏫
20.4:1 Class Size
💰
$20,384 Per Student
B+ Above Average

Dr. Mildred Dalton Henry Elementary

📚 04 – 06 School
👥
341 Students
👨‍🏫
23.6:1 Class Size
💰
$20,384 Per Student
B+ Above Average

Graciano Gomez Elementary

📚 K – 06 School
👥
486 Students
👨‍🏫
22.1:1 Class Size
💰
$20,384 Per Student
C+ Average

Arroyo Valley High

📚 09 – 12 High School
👥
2,730 Students
👨‍🏫
24.3:1 Class Size
💰
$20,384 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Community School/Independent Alternative Education

📚 K – 12 K-12
📍 601 North E St., San Bernardino
👥
430 Students
👨‍🏫
14.8:1 Class Size
💰
$280,774 Per Student
A Very Good

Anderson

📚 K – 12 K-12
📍 24302 East Fourth St., San Bernardino
👥
73 Students
👨‍🏫
9.1:1 Class Size
💰
$20,384 Per Student
A Very Good

Bing Wong Elementary

📚 K – 06 School
📍 1250 East Ninth St., San Bernardino
👥
608 Students
👨‍🏫
19.6:1 Class Size
💰
$20,384 Per Student
A Very Good

Captain Leland Norton Elementary

📚 K – 06 School
📍 747 North Mountain View Ave., San Bernardino
👥
451 Students
👨‍🏫
20.0:1 Class Size
💰
$20,384 Per Student
A Very Good

Curtis Middle

📚 07 – 08 Middle
📍 1050 North Delrosa Dr., San Bernardino
👥
707 Students
👨‍🏫
20.6:1 Class Size
💰
$20,384 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 11,746 Off-Campus Students
C
San Bernardino Beauty College
77 students · 2.3 mi
C
San Bernardino Valley College
12,982 students · 2.5 mi
C
California University of Science and Medicine
564 students · 3.5 mi
C
CET-Colton
191 students · 3.6 mi
B
California State University-San Bernardino
18,925 students · 4.2 mi
C+
Oak Valley College
52 students · 4.3 mi
D
Concorde Career College-San Bernardino
260 students · 4.4 mi
C
Summit College
1,210 students · 4.7 mi

Investor Insight: With 11,746 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong are rents in San Bernardino, CA?

Rents in San Bernardino, CA run near $2,553/mo. Compared with median home prices of $434K that produces solid gross yields for typical rentals.

Which investment style suits San Bernardino, CA?

San Bernardino, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($434K prices, $2,553/mo rents) make it a reasonable choice.

Is San Bernardino, CA a good place for real estate investing?

San Bernardino, CA scores 3.0/5 for investability. Home values sit at $434K and rents near $2,553/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are landlord laws favorable in San Bernardino, CA?

CA law tenant-protective for landlords, and San Bernardino inherits those rules. Investors should still review local ordinances for rental licensing.

How quickly do rentals get leased in San Bernardino, CA?

Occupancy in San Bernardino, CA runs consistent with elevated vacancy. Well-priced units at $2,553/mo lease on reasonable timelines.

You know 92411 now. You don’t know where it ranks.

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How 92411 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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