Real Estate Investing in San Bernardino, California (92410)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 92410 (San Bernardino, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in San Bernardino, CA (92410)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 92410 San Bernardino
The 92410 ZIP in San Bernardino, CA is a local-operator market. Outside capital chasing a $446K entry has to pair deep knowledge with the discount.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 92410 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 92410 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
From an investor standpoint, 48,286 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 92410 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in San Bernardino:
Property Strategy for 92410
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $307,671 | $1,670 | 3.9% | +7.8% | $307,671 |
| 2BR | $375,050 | $2,080 | 4.0% | +8.4% | $187,525 |
| 3BR | $454,524 | $2,780 | 4.4% | +8.4% | $151,508 |
| 4BR | $504,190 | $3,380 | 4.8% | +7.8% | $126,047 |
| 5BR | $536,708 | — | — | — | $107,342 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 92410 Compare?
| Metric | 92410 | San Bernardino | Riverside-San Bernardino-Ontario, CA | California |
|---|---|---|---|---|
| Home Value | $445,595 | $403,902 | N/A | $761,003 |
| 5-Year CAGR | 5.4% | 5.5% | N/A | 5.7% |
| Avg Rent | $1,763 | $2,149 | N/A | - |
| Cap Rate | 3.1% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 92410 (San Bernardino, CA). Anonymous, moderated, never written by AI.
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Property managers serving San Bernardino County
Manage rentals here? List your business →Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website
Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website
J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $445,595 |
| Monthly Rent | $1,763 |
| Price-to-Rent | 21.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +2.0% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | +1.5% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 92410
Population: 48,286
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 92410
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,983 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What real estate strategy is ideal for San Bernardino, CA?
San Bernardino, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($446K prices, $1,763/mo rents) make it a reasonable choice.
What are rental rates like in San Bernardino, CA?
Average rent in San Bernardino, CA is approximately $1,763/mo per month. Against $446K home values that yields a reasonable rent-to-price ratio.
How strong is the working-renter base in San Bernardino, CA?
Tenant demand in San Bernardino, CA is solid. The local workforce $1,763/mo rents across most rental classes.
Is house hacking profitable in San Bernardino, CA?
House hacking in San Bernardino, CA is reasonable to execute. Prices around $446K and rents of $1,763/mo solid owner-occupant economics.
How do landlord-tenant laws work in San Bernardino, CA?
CA law tenant-protective for landlords, and San Bernardino inherits those rules. Investors should still review local ordinances for rental licensing.
You know 92410 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 92410 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 92410 ranks in Riverside-San Bernardino-Ontario, CA
Every ZIP in this metro, ranked. Free.
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Community Ratings
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