Real Estate Investing in Rialto, California (92376)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 84,161 • Data updated: September 2026

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Should you buy in 92376 (Rialto, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rialto, CA (92376)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $570,925
Avg Monthly Rent $2,658
1% Rule ✗ Does Not Meet
Median Income $71,825
% Renters 41.1%

Market Analysis: 92376 Rialto

The 92376 ZIP in Rialto, CA is a local-operator market. Outside capital chasing a $571K entry has to pair deep knowledge with the discount.

The 92376 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

From a cash-flow lens, 92376 offers a low basis, the region around Rialto has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 92376 ZIP's population of 84,161 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategically, 92376 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rialto:

C+ Average
Buy Confidence Score: 62/100
Affordability
5/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.9× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,658/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92376

Which property type performs best in this market?

Best for Cash Flow
4BR
4.2% cap rate
Best for Appreciation
3BR
+7.8% 5yr CAGR
Best Overall Value
5BR
$129,898/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $445,532 $2,160 3.5% +7.6% $222,766
3BR $543,057 $2,860 3.8% +7.8% $181,019
4BR $588,859 $3,450 4.2% +7.5% $147,215
5BR $649,491 +7.5% $129,898

Market Trends

Home Value History (with trend line)

$612K$510K$407K$304K$201K$99KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,709$2,606$2,504$2,401$2,298$2,195Apr 2022Jun 2024Jul 2026

📊 How Does 92376 Compare?

Metric 92376 Rialto Riverside-San Bernardino-Ontario, CA California
Home Value $570,925 $609,667 N/A $761,003
5-Year CAGR 4.9% 4.6% N/A 5.7%
Avg Rent $2,658 $2,984 N/A -
Cap Rate 3.6% 3.8% - -
💡 Why Invest in 92376? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92376 (Rialto, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 92376 (Rialto, CA)?

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $570,925
Monthly Rent $2,658
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year +6.6% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.9%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92376

Population: 84,161

💰 Median Household Income
$71,825
This area
$71,825
State
$94,164
USA
$74,580
🏠 Renter Occupied
41.1%
This area
41.1%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.6%
This area
6.6%
State
-16.6%
USA
3.7%
🎓 College Educated
9.9%
This area
9.9%
State
7.7%
USA
33.7%
👤 Median Age
30.3 years
This area
30.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 50.2%
Hispanic/Latino 47.2%
White 37.9%
Black/African American 10.3%
Asian 1.6%
👶 Under 18
27.6%
This area
27.6%
USA
22.0%
👴 65 and Over
9.6%
This area
9.6%
USA
17.3%
📊 Poverty Rate
12.5%
This area
12.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92376

B Avg School Grade
21 Schools
22.3:1 Avg Class Size
$17,496 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Dr. John H. Milor High Continuation

📚 09 – 12 High School
👥
252 Students
👨‍🏫
13.8:1 Class Size
💰
$17,589 Per Student
B+ Above Average

Zupanic Virtual Academy

📚 K – 12 K-12
👥
214 Students
👨‍🏫
14.2:1 Class Size
💰
$17,589 Per Student
B+ Above Average

Charlotte N. Werner Elementary

📚 K – 05 Elementary
👥
680 Students
👨‍🏫
21.3:1 Class Size
💰
$17,589 Per Student
B+ Above Average

George H. Dunn Elementary

📚 K – 05 Elementary
👥
610 Students
👨‍🏫
21.8:1 Class Size
💰
$17,589 Per Student
B Good

A. H. Morgan Elementary

📚 K – 05 Elementary
👥
466 Students
👨‍🏫
23.2:1 Class Size
💰
$17,589 Per Student
B Good

Helen L. Dollahan Elementary

📚 K – 05 Elementary
👥
623 Students
👨‍🏫
23.1:1 Class Size
💰
$17,589 Per Student
B Good

J. Calvin Boyd Elementary

📚 K – 05 Elementary
👥
575 Students
👨‍🏫
24.0:1 Class Size
💰
$17,589 Per Student
B Good

J.P. Kelley Elementary

📚 K – 05 Elementary
👥
666 Students
👨‍🏫
24.7:1 Class Size
💰
$17,589 Per Student
B Good

Lena M. Preston Elementary

📚 K – 05 Elementary
👥
506 Students
👨‍🏫
23.5:1 Class Size
💰
$17,589 Per Student
B Good

Levi Bemis Elementary

📚 K – 05 Elementary
👥
555 Students
👨‍🏫
22.2:1 Class Size
💰
$17,589 Per Student
B Good

Lida M. Henry Elementary

📚 K – 05 Elementary
👥
403 Students
👨‍🏫
22.4:1 Class Size
💰
$17,589 Per Student
B Good

Merle S. Casey Elementary

📚 K – 05 Elementary
👥
570 Students
👨‍🏫
22.7:1 Class Size
💰
$17,589 Per Student
B Good

Sam V. Curtis Elementary

📚 K – 05 Elementary
👥
671 Students
👨‍🏫
23.1:1 Class Size
💰
$17,589 Per Student
B Good

Samuel W. Simpson Elementary

📚 K – 05 Elementary
👥
635 Students
👨‍🏫
23.5:1 Class Size
💰
$17,589 Per Student
B Good

Winn A. Myers Elementary

📚 K – 05 Elementary
👥
463 Students
👨‍🏫
23.2:1 Class Size
💰
$17,589 Per Student
B Good

Warren F. Frisbie Middle

📚 06 – 08 Middle
👥
936 Students
👨‍🏫
23.4:1 Class Size
💰
$17,589 Per Student
B Good

Rocking Horse Preschool

📚 Grade M Elementary Limited Data
💰
$17,589 Per Student
C+ Average

Rialto Middle

📚 06 – 08 Middle
👥
1,085 Students
👨‍🏫
23.3:1 Class Size
💰
$17,589 Per Student
C+ Average

Eisenhower High

📚 09 – 12 High School
👥
2,152 Students
👨‍🏫
22.6:1 Class Size
💰
$17,589 Per Student
C+ Average

Rialto High

📚 09 – 12 High School
👥
2,747 Students
👨‍🏫
23.7:1 Class Size
💰
$17,589 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 11,746 Off-Campus Students
C
CET-Colton
191 students · 2.7 mi
C+
Oak Valley College
52 students · 2.8 mi
C
California University of Science and Medicine
564 students · 2.9 mi
C+
Salon Success Academy-Fontana
34 students · 3.4 mi
C
San Bernardino Valley College
12,982 students · 4.2 mi
C
San Bernardino Beauty College
77 students · 5.4 mi
B
California State University-San Bernardino
18,925 students · 5.9 mi
D
Concorde Career College-San Bernardino
260 students · 6.3 mi

Investor Insight: With 11,746 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Rialto in CA worth investing in?

With a 3.0/5 investability score, Rialto, CA ranks as a solid market for rental property investors. Median prices of $571K and rents of $2,658/mo drive the underlying numbers.

What kind of vacancy should I budget for in Rialto, CA?

Vacancy risk in Rialto, CA is elevated. That supports consistent cash flow for typical rental holds.

What is the smart move for investors in Rialto, CA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Rialto, CA. The numbers - $571K homes against $2,658/mo rents - support that play.

What is the typical renter like in Rialto, CA?

The tenant pool in Rialto, CA is solid, supported by local employment and population fundamentals. Rents of $2,658/mo are well-absorbed by the market.

What monthly rent should investors expect in Rialto, CA?

Expect rents around $2,658/mo per month in Rialto, CA. With home values at $571K, the yield math works out to reasonable levels for rental investors.

You know 92376 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 92376 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 92376 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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