Real Estate Investing in Amado, Arizona (85645)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pima County • Population: 1,317 • Data updated: September 2026

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Should you buy in 85645 (Amado, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Amado, AZ (85645)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $266,963
Avg Monthly Rent $1,413
1% Rule ✗ Does Not Meet
Median Income $59,890
% Renters 6.2%

Market Analysis: 85645 Amado

Not every below-median market is a bargain. Amado's 85645 ZIP records signals that favor experienced operators who can absorb the risk $267K pricing implies.

Rent of $1,413/mo on a $267K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 85645 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 85645 among AZ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A robust renter share of 6% in 85645 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 85645 is an operator game, not a passive one. On the rental side, entry prices of $267K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Amado:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,413/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tucson, AZ Metro Area
More inventory, negotiating room for buyers
70 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tucson, AZ metro data

Market Trends

Home Value History (with trend line)

$282K$240K$198K$156K$114K$73KJul 2006Jul 2016Jul 2026

📊 How Does 85645 Compare?

Metric 85645 Amado Tucson, AZ Arizona
Home Value $266,963 $266,963 N/A $419,643
5-Year CAGR 4.7% 4.7% N/A 6.5%
Avg Rent $1,413 $1,413 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 85645? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85645 (Amado, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Pima County

Manage rentals here? List your business →

Fort Lowell Realty & Property Management provides realty and property management services in Tucson. summary from their website

Unclaimed — is this your business? Claim it free

WilsonPs.com is a domain name for sale. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+4.7%
Moderate

📉 Market Crash Risk Index

Based on Tucson, AZ metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
2/2
70 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $266,963
Monthly Rent $1,413
Price-to-Rent 15.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.1%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85645

Population: 1,317

💰 Median Household Income
$59,890
This area
$59,890
State
$66,355
USA
$74,580
🏠 Renter Occupied
6.2%
This area
6.2%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-23.2%
USA
3.7%
🎓 College Educated
28.1%
This area
28.1%
State
-1.0%
USA
33.7%
👤 Median Age
60.7 years
This area
60.7 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.9%
This area
4.9%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 58.5%
Hispanic/Latino 39.7%
Other/Mixed 39.7%
Asian 1.8%
👶 Under 18
13.9%
This area
13.9%
USA
22.0%
👴 65 and Over
41.0%
This area
41.0%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85645

B Avg School Grade
2 Schools
8.5:1 Avg Class Size
$18,514 Avg Per Pupil

Schools in This ZIP Code

B Good

Sopori Elementary School

📚 Pre-K – 06 School
👥
103 Students
👨‍🏫
8.5:1 Class Size
💰
$9,291 Per Student
B Good

Montessori De Santa Cruz Charter School

📚 K – 08 School Charter Limited Data
👥
72 Students
💰
$27,737 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How landlord-friendly is Amado, AZ?

The landlord environment in Amado, AZ is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Are renters plentiful in Amado, AZ?

Working renters make up the core of the Amado, AZ tenant base. The pool is reasonable for investors targeting long-term holds.

Is Amado, AZ good for house hacking?

House hacking in Amado, AZ is a challenging. With home values around $267K and rents at $1,413/mo, owner-occupants can offset a meaningful share of PITI.

Where do rents currently stand in Amado, AZ?

The typical rental in Amado, AZ commands about $1,413/mo monthly. That rent profile steady cash flow against the $267K purchase basis.

What are home prices like in Amado, AZ?

Median home price in Amado, AZ is near $267K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

You know 85645 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85645 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85645 ranks in Tucson, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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