Real Estate Investing in Tucson, Arizona (85736)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pima • Population: 4,249 • Data updated: September 2026

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Should you buy in 85736 (Tucson, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tucson, AZ (85736)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $296,423
Avg Monthly Rent $1,188
1% Rule ✗ Does Not Meet
Median Income $58,603
% Renters 13.6%

Market Analysis: 85736 Tucson

ZIP 85736 in Tucson, AZ carries a impressive set of headwinds. Home values near $296K and rents of $1,188/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 85736 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Tucson have seen price recovery that 85736 has not matched. Pima data supports the view that the spread is structural rather than temporary.

The 85736 ZIP's population of 4,249 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategically, 85736 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tucson:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,188/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$314K$272K$230K$188K$146K$104KJul 2006Jul 2016Jul 2026

📊 How Does 85736 Compare?

Metric 85736 Tucson Arizona
Home Value $296,423 $199,626 $419,643
5-Year CAGR 3.4% 3.2% 6.5%
Avg Rent $1,188 $1,466 -
Cap Rate 3.1% 3.4% -
💡 Why Invest in 85736? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85736 (Tucson, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Pima County

Manage rentals here? List your business →

Fort Lowell Realty & Property Management provides realty and property management services in Tucson. summary from their website

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WilsonPs.com is a domain name for sale. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $296,423
Monthly Rent $1,188
Price-to-Rent 20.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85736

Population: 4,249

💰 Median Household Income
$58,603
This area
$58,603
State
$66,355
USA
$74,580
🏠 Renter Occupied
13.6%
This area
13.6%
State
28.6%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-23.2%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
-1.0%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
11.0%
This area
11.0%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 67.1%
Other/Mixed 31.6%
Hispanic/Latino 20.3%
Black/African American 0.7%
Asian 0.6%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
24.3%
This area
24.3%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85736

B Avg School Grade
1 Schools
24.5:1 Avg Class Size
$17,497 Avg Per Pupil

Schools in This ZIP Code

B Good

Robles Elementary School

📚 Pre-K – 05 Elementary
👥
368 Students
👨‍🏫
24.5:1 Class Size
💰
$17,497 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are eviction rules reasonable in Tucson, AZ?

For rental operators, Tucson, AZ rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How qualified is the tenant pool in Tucson, AZ?

Expect a solid tenant pool in Tucson, AZ. The rental market absorbs $1,188/mo rents without meaningful friction.

What real estate strategy is ideal for Tucson, AZ?

For Tucson, AZ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is real estate in Tucson, AZ a good investment right now?

Tucson, AZ rates 3.0/5 for investability. With median values at $296K and rents near $1,188/mo, the market offers reasonable fundamentals for rental investors.

How much rent can I charge in Tucson, AZ?

Tucson, AZ rentals go for roughly $1,188/mo a month. That puts gross yield in solid territory relative to $296K acquisition costs.

You know 85736 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85736 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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