Real Estate Investing in Tyler, Texas (75708)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 10,001 • Data updated: September 2026

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Should you buy in 75708 (Tyler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tyler, TX (75708)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $184,016
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $79,864
% Renters 21.0%

Market Analysis: 75708 Tyler

The 75708 ZIP covers a section of Tyler that demands careful diligence. Prices near $184K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 75708 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 75708 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 75708 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 75708 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyler:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
14/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data

Market Trends

Home Value History (with trend line)

$203K$175K$146K$118K$89K$61KJan 2009Oct 2017Jul 2026

📊 How Does 75708 Compare?

Metric 75708 Tyler Tyler, TX Texas
Home Value $184,016 $170,668 N/A $297,000
5-Year CAGR 2.9% 4.3% N/A 5.4%
Avg Rent $1,080 $1,417 N/A -
Cap Rate 4.6% 4.8% - -
💡 Why Invest in 75708? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75708 (Tyler, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

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This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+2.9%
Slow

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $184,016
Monthly Rent $1,080
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR -1.6% ▼
5-Year CAGR +2.9% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75708

Population: 10,001

💰 Median Household Income
$79,864
This area
$79,864
State
$70,593
USA
$74,580
🏠 Renter Occupied
21.0%
This area
21.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-25.4%
USA
3.7%
🎓 College Educated
7.3%
This area
7.3%
State
-5.8%
USA
33.7%
👤 Median Age
31.1 years
This area
31.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.1%
This area
24.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 74.3%
Other/Mixed 15.2%
Hispanic/Latino 14.8%
Black/African American 8.9%
Asian 1.7%
👶 Under 18
31.2%
This area
31.2%
USA
22.0%
👴 65 and Over
12.7%
This area
12.7%
USA
17.3%
📊 Poverty Rate
7.5%
This area
7.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 4,855 Off-Campus Students
D
Texas College
644 students · 6.7 mi
C+
Tyler Junior College
11,977 students · 7.0 mi
C+
The University of Texas at Tyler
9,678 students · 7.3 mi
C
Jarvis Christian University
800 students · 12.1 mi

Investor Insight: With 4,855 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Tyler, TX a good investment right now?

Tyler, TX registers an investability rating of 3.0/5, with median home values near $184K and average rents around $1,080/mo. That combination puts it in the resilient tier for investor interest.

How viable is house hacking in Tyler, TX?

House hacking in Tyler, TX is reasonable to execute. Prices around $184K and rents of $1,080/mo solid owner-occupant economics.

What is the typical rental rate in Tyler, TX?

Rents in Tyler, TX run near $1,080/mo. Compared with median home prices of $184K that produces solid gross yields for typical rentals.

How expensive is real estate in Tyler, TX?

Expect median prices around $184K in Tyler, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

How tight is the rental market in Tyler, TX?

Tyler, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 75708 now. You don’t know where it ranks.

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How 75708 ranks in Tyler, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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