Real Estate Investing in Tyler, Texas (75702)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 28,095 • Data updated: September 2026

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Should you buy in 75702 (Tyler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.9% of homes vacant — above national norms.

What’s happening in Tyler, TX (75702)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $133,048
Avg Monthly Rent $1,276
1% Rule ✗ Does Not Meet
Median Income $48,485
% Renters 47.9%

Market Analysis: 75702 Tyler

ZIP 75702 in Tyler, TX carries a solid set of headwinds. Home values near $133K and rents of $1,276/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75702 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader TX picture, 75702 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 75702 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 75702 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyler:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Declining (-1.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,276/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data

Market Trends

Home Value History (with trend line)

$152K$131K$110K$89K$68K$47KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,521$1,432$1,344$1,256$1,168$1,079Jan 2024May 2025Jul 2026

📊 How Does 75702 Compare?

Metric 75702 Tyler Tyler, TX Texas
Home Value $133,048 $170,668 N/A $297,000
5-Year CAGR 2.8% 4.3% N/A 5.4%
Avg Rent $1,276 $1,417 N/A -
Cap Rate 7.5% 4.8% - -
💡 Why Invest in 75702? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 48% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75702 (Tyler, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

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This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
7.5%
Good
5yr Growth
+2.8%
Slow

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $133,048
Monthly Rent $1,276
Price-to-Rent 8.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.5%
Cap Rate 7.5%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year -1.7% ▼
3-Year CAGR -2.6% ▼
5-Year CAGR +2.8% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year -15.0% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.5%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75702

Population: 28,095

💰 Median Household Income
$48,485
This area
$48,485
State
$70,593
USA
$74,580
🏠 Renter Occupied
47.9%
This area
47.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-25.4%
USA
3.7%
🎓 College Educated
6.4%
This area
6.4%
State
-5.8%
USA
33.7%
👤 Median Age
31.1 years
This area
31.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.9%
This area
20.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 44.7%
Black/African American 39.3%
Other/Mixed 15.8%
Hispanic/Latino 12.9%
Asian 0.2%
👶 Under 18
29.9%
This area
29.9%
USA
22.0%
👴 65 and Over
10.0%
This area
10.0%
USA
17.3%
📊 Poverty Rate
17.1%
This area
17.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75702

B Avg School Grade
12 Schools
15.1:1 Avg Class Size
$13,643 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

BONNER EL

📚 Pre-K – 05 Elementary
👥
376 Students
👨‍🏫
12.3:1 Class Size
💰
$13,385 Per Student
B+ Above Average

JONES EL

📚 Pre-K – 05 Elementary
👥
358 Students
👨‍🏫
14.5:1 Class Size
💰
$13,385 Per Student
B+ Above Average

RAMEY EL

📚 Pre-K – 05 Elementary
👥
528 Students
👨‍🏫
14.6:1 Class Size
💰
$13,385 Per Student
B+ Above Average

T J AUSTIN EL

📚 Pre-K – 05 Elementary
👥
362 Students
👨‍🏫
14.5:1 Class Size
💰
$13,385 Per Student
B+ Above Average

BOULTER MIDDLE

📚 06 – 08 Middle
👥
826 Students
👨‍🏫
13.6:1 Class Size
💰
$13,385 Per Student
B Good

CALDWELL ARTS ACADEMY

📚 K – 08 School
👥
611 Students
👨‍🏫
15.5:1 Class Size
💰
$13,385 Per Student
B Good

DOUGLAS EL

📚 Pre-K – 05 Elementary
👥
589 Students
👨‍🏫
15.7:1 Class Size
💰
$13,385 Per Student
B Good

GRIFFIN EL

📚 Pre-K – 05 Elementary
👥
652 Students
👨‍🏫
17.2:1 Class Size
💰
$13,385 Per Student
B Good

ORR EL

📚 Pre-K – 05 Elementary
👥
663 Students
👨‍🏫
16.0:1 Class Size
💰
$13,385 Per Student
C+ Average

TRINITY CHARTER SCHOOLS - VIRTUAL RECLAIM ACADEMY

📚 09 – 12 High School Charter
👥
96 Students
👨‍🏫
21.2:1 Class Size
💰
$22,804 Per Student
C+ Average

TYLER H S

📚 09 – 12 High School
👥
2,100 Students
👨‍🏫
15.6:1 Class Size
💰
$13,385 Per Student
C Below Average

PREMIER H S OF TYLER

📚 09 – 12 High School Charter
👥
40 Students
👨‍🏫
10.3:1 Class Size
💰
$7,056 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 4,855 Off-Campus Students
D
Texas College
644 students · 0.7 mi
C+
Tyler Junior College
11,977 students · 2.5 mi
C+
The University of Texas at Tyler
9,678 students · 4.7 mi

Investor Insight: With 4,855 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Tyler, TX?

Typical homes in Tyler, TX go for around $133K. The 5-year CAGR of 0.0% even-keeled price movement.

Are there empty rentals in Tyler, TX?

Vacancy risk in Tyler, TX is elevated. That supports steady cash flow for typical rental holds.

What is the typical rental rate in Tyler, TX?

Rent in Tyler, TX is around $1,276/mo. The resulting rent-to-value relationship with $133K pricing is reasonable for most investor models.

Is TX a landlord-friendly state?

TX law landlord-friendly for landlords, and Tyler inherits those rules. Investors should still review local ordinances for rental licensing.

How should investors approach Tyler, TX?

A careful cash-flow rentals with hands-on management strategy Tyler, TX best. The market produces consistent results for that approach at the $133K price point.

You know 75702 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75702 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75702 ranks in Tyler, TX

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Cash Flow → Appreciation → Affordable →
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