Real Estate Investing in Tyler, Texas (75703)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 44,912 • Data updated: September 2026

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Should you buy in 75703 (Tyler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.6% of homes vacant — above national norms.

What’s happening in Tyler, TX (75703)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $357,067
Avg Monthly Rent $1,292
1% Rule ✗ Does Not Meet
Median Income $77,858
% Renters 44.6%

Market Analysis: 75703 Tyler

Not every below-median market is a bargain. Tyler's 75703 ZIP shows signals that favor experienced operators who can absorb the risk $357K pricing implies.

Looking more closely, the numbers look inviting — $357K purchase price, 0.0% nominal cap — the work to hit that pro forma in 75703 is substantial and deserves full respect.

ZIP 75703's metrics run below Smith County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A impressive renter share of 45% in 75703 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 75703 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyler:

B Good
Buy Confidence Score: 70/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,292/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of September 5, 2026 — updated weekly from Tyler, TX metro data
🏠

Property Strategy for 75703

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
5BR
+7.6% 5yr CAGR
Best Overall Value
3BR
$101,752/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $222,353 $1,510 4.9% +6.0% $111,177
3BR $305,257 $2,020 4.8% +6.9% $101,752
4BR $470,793 $2,240 3.4% +7.0% $117,698
5BR $799,614 +7.6% $159,923

Market Trends

Home Value History (with trend line)

$373K$333K$292K$252K$211K$171KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,311$1,268$1,225$1,182$1,139$1,095Dec 2021Apr 2024Jul 2026

📊 How Does 75703 Compare?

Metric 75703 Tyler Tyler, TX Texas
Home Value $357,067 $170,668 N/A $297,000
5-Year CAGR 5.0% 4.3% N/A 5.4%
Avg Rent $1,292 $1,417 N/A -
Cap Rate 2.8% 4.8% - -
💡 Why Invest in 75703? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75703 (Tyler, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

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This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.0%
Moderate

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $357,067
Monthly Rent $1,292
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year +1.4% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 7.0%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75703

Population: 44,912

💰 Median Household Income
$77,858
This area
$77,858
State
$70,593
USA
$74,580
🏠 Renter Occupied
44.6%
This area
44.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-25.4%
USA
3.7%
🎓 College Educated
42.7%
This area
42.7%
State
-5.8%
USA
33.7%
👤 Median Age
37.7 years
This area
37.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 72.6%
Black/African American 16.0%
Other/Mixed 7.3%
Asian 4.3%
Hispanic/Latino 4.1%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75703

B Avg School Grade
10 Schools
14.0:1 Avg Class Size
$11,444 Avg Per Pupil

Schools in This ZIP Code

B Good

CUMBERLAND ACADEMY LOWER EL

📚 Pre-K – 02 Elementary Charter
👥
432 Students
👨‍🏫
11.8:1 Class Size
💰
$8,532 Per Student
B Good

DR BRYAN C JACK EL

📚 Pre-K – 05 Elementary
👥
714 Students
👨‍🏫
16.8:1 Class Size
💰
$13,385 Per Student
B Good

OWENS EL

📚 Pre-K – 05 Elementary
👥
693 Students
👨‍🏫
15.7:1 Class Size
💰
$13,385 Per Student
B Good

RICE EL

📚 Pre-K – 05 Elementary
👥
647 Students
👨‍🏫
16.0:1 Class Size
💰
$13,385 Per Student
B Good

HUBBARD MIDDLE

📚 06 – 08 Middle
👥
856 Students
👨‍🏫
15.6:1 Class Size
💰
$13,385 Per Student
B Good

THE LEADERSHIP ACADEMY

📚 K – 08 School Charter
👥
293 Students
👨‍🏫
9.3:1 Class Size
💰
$8,532 Per Student
B Good

THREE LAKES MIDDLE

📚 06 – 08 Middle
👥
907 Students
👨‍🏫
15.3:1 Class Size
💰
$13,385 Per Student
B Good

CUMBERLAND ACADEMY UPPER EL

📚 03 – 05 Elementary Charter
👥
390 Students
👨‍🏫
12.1:1 Class Size
💰
$8,532 Per Student
B Good

CUMBERLAND H S

📚 09 – 12 High School Charter
👥
551 Students
👨‍🏫
13.5:1 Class Size
💰
$8,532 Per Student
C+ Average

TYLER LEGACY H S

📚 09 – 12 High School
👥
2,647 Students
👨‍🏫
14.1:1 Class Size
💰
$13,385 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 4,855 Off-Campus Students
C+
The University of Texas at Tyler
9,678 students · 6.6 mi
C+
Tyler Junior College
11,977 students · 7.1 mi
D
Texas College
644 students · 9.4 mi

Investor Insight: With 4,855 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How high is vacancy risk in Tyler, TX?

Vacancy risk in Tyler, TX is elevated. That supports reliable cash flow for typical rental holds.

How do landlord-tenant laws work in Tyler, TX?

TX ranks as a landlord-friendly state for landlord-tenant law. Tyler generally follows the statewide framework, so landlords face reasonable operating rules.

Where do rents currently stand in Tyler, TX?

Investors in Tyler, TX typically see rents near $1,292/mo per month against $357K home values - a solid setup for rental cash flow.

What real estate strategy is ideal for Tyler, TX?

For Tyler, TX, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is Tyler, TX a good place for real estate investing?

Tyler, TX posts an investability rating of 3.0/5, with median home values near $357K and average rents around $1,292/mo. That combination puts it in the healthy tier for investor interest.

You know 75703 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75703 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75703 ranks in Tyler, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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