Real Estate Investing in Tyler, Texas (75709)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 5,237 • Data updated: September 2026

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Should you buy in 75709 (Tyler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 25.7% of homes vacant — above national norms.

What’s happening in Tyler, TX (75709)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $286,470
Avg Monthly Rent $1,675
1% Rule ✗ Does Not Meet
Median Income $71,013
% Renters 36.0%

Market Analysis: 75709 Tyler

This part of Smith County is not an easy win. The 75709 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 75709 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 75709 and stronger Tyler ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 75709 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 75709 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyler:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,675/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data
🏠

Property Strategy for 75709

Which property type performs best in this market?

Best for Cash Flow
3BR
5.0% cap rate
Best for Appreciation
2BR
+10.0% 5yr CAGR
Best Overall Value
3BR
$92,781/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $303,912 $1,450 3.4% +10.0% $151,956
3BR $278,342 $1,940 5.0% +6.1% $92,781
4BR $432,672 $2,150 3.6% +6.9% $108,168

Market Trends

Home Value History (with trend line)

$304K$266K$229K$191K$154K$116KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,680$1,679$1,678$1,677$1,676$1,675Jun 2026Jul 2026Jul 2026

📊 How Does 75709 Compare?

Metric 75709 Tyler Tyler, TX Texas
Home Value $286,470 $170,668 N/A $297,000
5-Year CAGR 4.6% 4.3% N/A 5.4%
Avg Rent $1,675 $1,417 N/A -
Cap Rate 4.6% 4.8% - -
💡 Why Invest in 75709? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75709 (Tyler, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

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This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $286,470
Monthly Rent $1,675
Price-to-Rent 14.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR +0.4% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75709

Population: 5,237

💰 Median Household Income
$71,013
This area
$71,013
State
$70,593
USA
$74,580
🏠 Renter Occupied
36.0%
This area
36.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-25.4%
USA
3.7%
🎓 College Educated
34.6%
This area
34.6%
State
-5.8%
USA
33.7%
👤 Median Age
44.9 years
This area
44.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
25.7%
This area
25.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 73.2%
Black/African American 18.6%
Other/Mixed 6.5%
Asian 1.6%
Hispanic/Latino 0.7%
👶 Under 18
13.7%
This area
13.7%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 4,855 Off-Campus Students
D
Texas College
644 students · 6.2 mi
C+
Tyler Junior College
11,977 students · 6.3 mi
C+
The University of Texas at Tyler
9,678 students · 7.9 mi

Investor Insight: With 4,855 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Tyler, TX?

Homes in Tyler, TX typically sell near $286K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Is Tyler, TX a friendly market for rental owners?

Tyler, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is Tyler, TX a good place for real estate investing?

Yes - Tyler, TX a 3.0/5 investability score. With $286K home prices against $1,675/mo monthly rent, the market delivers a reasonable entry point for new investors.

How much rent can I charge in Tyler, TX?

Rents in Tyler, TX run near $1,675/mo. Compared with median home prices of $286K that produces solid gross yields for typical rentals.

Can owner-occupants cash flow in Tyler, TX?

Tyler, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,675/mo rent level.

You know 75709 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75709 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75709 ranks in Tyler, TX

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Cash Flow → Appreciation → Affordable →
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