Real Estate Investing in Tyler, Texas (75709)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75709 (Tyler, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 25.7% of homes vacant — above national norms.
What’s happening in Tyler, TX (75709)?
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Market Analysis: 75709 Tyler
This part of Smith County is not an easy win. The 75709 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 75709 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 75709 and stronger Tyler ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 75709 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 75709 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Tyler:
Property Strategy for 75709
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $303,912 | $1,450 | 3.4% | +10.0% | $151,956 |
| 3BR | $278,342 | $1,940 | 5.0% | +6.1% | $92,781 |
| 4BR | $432,672 | $2,150 | 3.6% | +6.9% | $108,168 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 75709 Compare?
| Metric | 75709 | Tyler | Tyler, TX | Texas |
|---|---|---|---|---|
| Home Value | $286,470 | $170,668 | N/A | $297,000 |
| 5-Year CAGR | 4.6% | 4.3% | N/A | 5.4% |
| Avg Rent | $1,675 | $1,417 | N/A | - |
| Cap Rate | 4.6% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75709 (Tyler, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $286,470 |
| Monthly Rent | $1,675 |
| Price-to-Rent | 14.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.6% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +1.0% ▲ |
| 3-Year CAGR | +0.4% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75709
Population: 5,237
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 4,855 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Tyler, TX?
Homes in Tyler, TX typically sell near $286K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
Is Tyler, TX a friendly market for rental owners?
Tyler, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Is Tyler, TX a good place for real estate investing?
Yes - Tyler, TX a 3.0/5 investability score. With $286K home prices against $1,675/mo monthly rent, the market delivers a reasonable entry point for new investors.
How much rent can I charge in Tyler, TX?
Rents in Tyler, TX run near $1,675/mo. Compared with median home prices of $286K that produces solid gross yields for typical rentals.
Can owner-occupants cash flow in Tyler, TX?
Tyler, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,675/mo rent level.
You know 75709 now. You don’t know where it ranks.
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How 75709 ranks in Tyler, TX
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