Real Estate Investing in Tyler, Texas (75706)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 10,975 • Data updated: September 2026

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Should you buy in 75706 (Tyler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tyler, TX (75706)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $254,820
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $63,477
% Renters 17.6%

Market Analysis: 75706 Tyler

The 75706 ZIP in Tyler, TX is a local-operator market. Outside capital chasing a $255K entry has to pair deep knowledge with the discount.

The 75706 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 75706's metrics run below Smith County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 75706 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 75706 is an operator game, not a passive one. On the rental side, entry prices of $255K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tyler:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data
🏠

Property Strategy for 75706

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
3BR
+8.1% 5yr CAGR
Best Overall Value
3BR
$97,320/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $291,961 $1,600 3.9% +8.1% $97,320
4BR $433,981 $1,810 3.0% +7.4% $108,495

Market Trends

Home Value History (with trend line)

$275K$237K$199K$161K$123K$85KJan 2009Oct 2017Jul 2026

📊 How Does 75706 Compare?

Metric 75706 Tyler Tyler, TX Texas
Home Value $254,820 $170,668 N/A $297,000
5-Year CAGR 3.7% 4.3% N/A 5.4%
Avg Rent $1,080 $1,417 N/A -
Cap Rate 3.3% 4.8% - -
💡 Why Invest in 75706? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75706 (Tyler, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

Unclaimed — is this your business? Claim it free

This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $254,820
Monthly Rent $1,080
Price-to-Rent 19.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR -0.5% ▼
5-Year CAGR +3.7% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75706

Population: 10,975

💰 Median Household Income
$63,477
This area
$63,477
State
$70,593
USA
$74,580
🏠 Renter Occupied
17.6%
This area
17.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-25.4%
USA
3.7%
🎓 College Educated
10.3%
This area
10.3%
State
-5.8%
USA
33.7%
👤 Median Age
33.3 years
This area
33.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.3%
This area
24.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 66.1%
Other/Mixed 20.2%
Hispanic/Latino 18.7%
Black/African American 13.3%
Asian 0.4%
👶 Under 18
29.1%
This area
29.1%
USA
22.0%
👴 65 and Over
12.1%
This area
12.1%
USA
17.3%
📊 Poverty Rate
14.8%
This area
14.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 4,855 Off-Campus Students
D
Texas College
644 students · 6.5 mi
C+
Tyler Junior College
11,977 students · 9.2 mi
C+
The University of Texas at Tyler
9,678 students · 10.9 mi
C
Jarvis Christian University
800 students · 10.9 mi

Investor Insight: With 4,855 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of tenants rent in Tyler, TX?

The tenant pool in Tyler, TX is solid, supported by local employment and population fundamentals. Rents of $1,080/mo are well-absorbed by the market.

Is Tyler, TX a good place for real estate investing?

Tyler, TX scores 3.0/5 for investability. Home values sit at $255K and rents near $1,080/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are vacancy rates like in Tyler, TX?

Rental vacancy in Tyler, TX is elevated. Investors should budget normal turnover but not chronic empty units.

How do experienced investors play Tyler, TX?

Most investors in Tyler, TX run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What price range are homes in Tyler, TX?

Expect median prices around $255K in Tyler, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

You know 75706 now. You don’t know where it ranks.

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How 75706 ranks in Tyler, TX

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Cash Flow → Appreciation → Affordable →
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