Real Estate Investing in Lindale, Texas (75771)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 21,146 • Data updated: September 2026

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Should you buy in 75771 (Lindale, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.6% of homes vacant — above national norms.

What’s happening in Lindale, TX (75771)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $307,281
Avg Monthly Rent $1,562
1% Rule ✗ Does Not Meet
Median Income $83,516
% Renters 16.8%

Market Analysis: 75771 Lindale

This part of Smith County is not an easy win. The 75771 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 75771 can be a a viable market for hunting ground — but the discount at $307K reflects genuine risk that outside investors often underestimate.

The gap between 75771 and stronger Lindale ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 75771 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Lindale's stable or hybrid ZIPs before stepping into 75771. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lindale:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Declining (-0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,562/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data
🏠

Property Strategy for 75771

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
2BR
+8.1% 5yr CAGR
Best Overall Value
3BR
$100,581/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $209,956 $1,470 5.0% +8.1% $104,978
3BR $301,743 $1,970 4.7% +7.0% $100,581
4BR $414,131 $2,180 3.8% +7.5% $103,533

Market Trends

Home Value History (with trend line)

$326K$287K$249K$211K$172K$134KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,677$1,614$1,550$1,486$1,423$1,359Mar 2025Nov 2025Jul 2026

📊 How Does 75771 Compare?

Metric 75771 Lindale Tyler, TX Texas
Home Value $307,281 $307,281 N/A $297,000
5-Year CAGR 4.4% 4.4% N/A 5.4%
Avg Rent $1,562 $1,562 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 75771? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75771 (Lindale, TX). Anonymous, moderated, never written by AI.

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Property managers serving Smith County

Manage rentals here? List your business →

Real Property Management Accurate Solutions is a property management company located in Tyler, TX. summary from their website

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This domain is for sale for $5,095 or monthly payments of $212.29 for 24 months. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $307,281
Monthly Rent $1,562
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year -0.4% ▼
3-Year CAGR -0.3% ▼
5-Year CAGR +4.4% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year -4.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75771

Population: 21,146

💰 Median Household Income
$83,516
This area
$83,516
State
$70,593
USA
$74,580
🏠 Renter Occupied
16.8%
This area
16.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-25.4%
USA
3.7%
🎓 College Educated
26.2%
This area
26.2%
State
-5.8%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
17.6%
This area
17.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 87.4%
Black/African American 5.7%
Other/Mixed 5.6%
Hispanic/Latino 4.0%
Asian 1.2%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
19.6%
This area
19.6%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75771

B+ Avg School Grade
6 Schools
14.5:1 Avg Class Size
$12,846 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

COLLEGE STREET EL

📚 01 – 03 Elementary
👥
518 Students
👨‍🏫
14.7:1 Class Size
💰
$12,846 Per Student
B+ Above Average

EARLY CHILDHOOD CENTER

📚 Pre-K – K Elementary
👥
449 Students
👨‍🏫
14.0:1 Class Size
💰
$12,846 Per Student
B+ Above Average

VELMA PENNY EL

📚 01 – 03 Elementary
👥
540 Students
👨‍🏫
14.8:1 Class Size
💰
$12,846 Per Student
B Good

LINDALE J H

📚 07 – 08 Middle
👥
708 Students
👨‍🏫
15.6:1 Class Size
💰
$12,846 Per Student
B Good

E J MOSS INT

📚 04 – 06 School
👥
1,048 Students
👨‍🏫
14.1:1 Class Size
💰
$12,846 Per Student
B Good

LINDALE H S

📚 09 – 12 High School
👥
1,289 Students
👨‍🏫
13.9:1 Class Size
💰
$12,846 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
D
Texas College
644 students · 13.1 mi
C
Jarvis Christian University
800 students · 14.9 mi

Frequently Asked Questions

What are rental rates like in Lindale, TX?

Rental rates in Lindale, TX average $1,562/mo. Tenant demand and $307K home values make the yield look reasonable by investor standards.

What type of investing works in Lindale, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Lindale, TX. With home values at $307K and rents near $1,562/mo, other strategies can work but produce predictable rather than outsized returns.

How does Lindale, TX stack up for property investment?

Lindale, TX shows an investability rating of 3.0/5, with median home values near $307K and average rents around $1,562/mo. That combination puts it in the notable tier for investor interest.

What are vacancy rates like in Lindale, TX?

Vacancy in Lindale, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,562/mo.

Are renters plentiful in Lindale, TX?

Working renters make up the core of the Lindale, TX tenant base. The pool is reasonable for investors targeting long-term holds.

You know 75771 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75771 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75771 ranks in Tyler, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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