Real Estate Investing in Mineola, Texas (75773)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wood County • Population: 14,311 • Data updated: September 2026

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Should you buy in 75773 (Mineola, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.0% of homes vacant — above national norms.

What’s happening in Mineola, TX (75773)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $266,266
Avg Monthly Rent $1,275
1% Rule ✗ Does Not Meet
Median Income $57,854
% Renters 29.9%

Market Analysis: 75773 Mineola

Not every below-median market is a bargain. Mineola's 75773 ZIP comes in at signals that favor experienced operators who can absorb the risk $266K pricing implies.

For an experienced owner, 75773 can be a a solid fit for hunting ground — but the discount at $266K reflects genuine risk that outside investors often underestimate.

Meanwhile, 75773 offers a low basis, the region around Mineola has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A notable renter share of 30% in 75773 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 75773 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mineola:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Declining (-1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,275/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tyler, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tyler, TX metro data
🏠

Property Strategy for 75773

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
4BR
+9.2% 5yr CAGR
Best Overall Value
2BR
$86,572/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $173,143 $1,200 5.0% +8.4% $86,572
3BR $279,412 $1,600 4.1% +8.9% $93,137
4BR $384,547 $1,810 3.4% +9.2% $96,137

Market Trends

Home Value History (with trend line)

$289K$252K$215K$179K$142K$105KFeb 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,356$1,339$1,321$1,304$1,286$1,269Apr 2026Jun 2026Jul 2026

📊 How Does 75773 Compare?

Metric 75773 Mineola Tyler, TX Texas
Home Value $266,266 $266,266 N/A $297,000
5-Year CAGR 3.0% 3.0% N/A 5.4%
Avg Rent $1,275 $1,275 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 75773? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75773 (Mineola, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+3.0%
Moderate

📉 Market Crash Risk Index

Based on Tyler, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
88 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $266,266
Monthly Rent $1,275
Price-to-Rent 17.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.7%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year -1.8% ▼
3-Year CAGR -0.5% ▼
5-Year CAGR +3.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75773

Population: 14,311

💰 Median Household Income
$57,854
This area
$57,854
State
$70,593
USA
$74,580
🏠 Renter Occupied
29.9%
This area
29.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-25.4%
USA
3.7%
🎓 College Educated
17.9%
This area
17.9%
State
-5.8%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 84.6%
Other/Mixed 11.5%
Hispanic/Latino 10.0%
Black/African American 3.8%
Asian 0.2%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
25.1%
This area
25.1%
USA
17.3%
📊 Poverty Rate
10.9%
This area
10.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75773

A Avg School Grade
4 Schools
11.7:1 Avg Class Size
$16,026 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MINEOLA H S

📚 09 – 12 High School
👥
480 Students
👨‍🏫
9.6:1 Class Size
💰
$16,026 Per Student
A Very Good

MINEOLA MIDDLE

📚 06 – 08 Middle
👥
338 Students
👨‍🏫
10.7:1 Class Size
💰
$16,026 Per Student
A Very Good

MINEOLA EL

📚 03 – 05 Elementary
👥
374 Students
👨‍🏫
13.4:1 Class Size
💰
$16,026 Per Student
A Very Good

MINEOLA PRI

📚 Pre-K – 02 Elementary
👥
470 Students
👨‍🏫
13.1:1 Class Size
💰
$16,026 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What real estate strategy is ideal for Mineola, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Mineola, TX. With home values at $266K and rents near $1,275/mo, other strategies can work but produce predictable rather than outsized returns.

Is Mineola, TX a friendly market for rental owners?

The landlord environment in Mineola, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How deep is the rental pool in Mineola, TX?

Mineola, TX offers a reliable renter base at the $1,275/mo rent level. Tenant turnover is reasonable for well-managed properties.

How strong is Mineola, TX for real estate investors?

Yes - Mineola, TX a 3.0/5 investability score. With $266K home prices against $1,275/mo monthly rent, the market delivers a reasonable entry point for new investors.

Are rents high in Mineola, TX?

Investors in Mineola, TX typically see rents near $1,275/mo per month against $266K home values - a solid setup for rental cash flow.

You know 75773 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75773 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75773 ranks in Tyler, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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