Real Estate Investing in Alba, Texas (75410)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wood • Population: 3,920 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 75410 (Alba, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.1% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 28.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Alba, TX (75410)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $325,514
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $77,778
% Renters 10.9%

Market Analysis: 75410 Alba

The 75410 ZIP covers a section of Alba that demands careful diligence. Prices near $326K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 75410 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader TX picture, 75410 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 75410 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Alba's stable or hybrid ZIPs before stepping into 75410. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Alba:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$365K$316K$268K$219K$171K$122KFeb 2009Nov 2017Jul 2026

📊 How Does 75410 Compare?

Metric 75410 Alba Texas
Home Value $325,514 $325,514 $297,000
5-Year CAGR 2.4% 2.4% 5.4%
Avg Rent $954 $954 -
Cap Rate 2.3% 2.3% -
💡 Why Invest in 75410? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75410 (Alba, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 75410 (Alba, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+2.4%
Slow

📊 Market Snapshot

Home Value $325,514
Monthly Rent $954
Price-to-Rent 28.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR -0.8% ▼
5-Year CAGR +2.4% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75410

Population: 3,920

💰 Median Household Income
$77,778
This area
$77,778
State
$70,593
USA
$74,580
🏠 Renter Occupied
10.9%
This area
10.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-25.4%
USA
3.7%
🎓 College Educated
18.0%
This area
18.0%
State
-5.8%
USA
33.7%
👤 Median Age
60.0 years
This area
60.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.1%
This area
20.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 91.0%
Other/Mixed 8.2%
Hispanic/Latino 3.2%
Black/African American 0.7%
👶 Under 18
11.2%
This area
11.2%
USA
22.0%
👴 65 and Over
34.1%
This area
34.1%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75410

B+ Avg School Grade
3 Schools
11.7:1 Avg Class Size
$14,006 Avg Per Pupil

Schools in This ZIP Code

A Very Good

ALBA-GOLDEN H S

📚 06 – 12 High School
👥
438 Students
👨‍🏫
11.0:1 Class Size
💰
$14,006 Per Student
A Very Good

ALBA-GOLDEN EL

📚 Pre-K – 05 Elementary
👥
396 Students
👨‍🏫
12.3:1 Class Size
💰
$14,006 Per Student
C Below Average

ALTER SCHOOL

📚 05 – 12 High School Limited Data
💰
$14,006 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What monthly rent should investors expect in Alba, TX?

Alba, TX rentals go for roughly $954/mo a month. That puts gross yield in solid territory relative to $326K acquisition costs.

What is the typical renter like in Alba, TX?

The renter base in Alba, TX is reasonable for the $954/mo price point. Screening well and pricing to market typically yields measured tenants.

What is the best play in Alba, TX?

The best-fit strategy in Alba, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What are vacancy rates like in Alba, TX?

Vacancy risk in Alba, TX is elevated. That supports measured cash flow for typical rental holds.

What is the typical home price in Alba, TX?

The median home value in Alba, TX is roughly $326K. That puts it reasonable relative to the TX statewide average.

You know 75410 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75410 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 75410 (Alba)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 75410 (Alba, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.