Real Estate Investing in Grand Saline, Texas (75140)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Van Zandt County • Population: 8,596 • Data updated: September 2026

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Should you buy in 75140 (Grand Saline, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.8% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.0% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Grand Saline, TX (75140)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $239,462
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $44,091
% Renters 20.6%

Market Analysis: 75140 Grand Saline

Investors eyeing 75140 need to respect the fundamentals at play. Home values of $239K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $239K asset, 75140 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 75140 and stronger Grand Saline ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 75140 includes headwinds that any investor should price in. Income distribution skews lower than Grand Saline averages, and tenant stability requires active management.

New investors are better served looking at Grand Saline's stable or hybrid ZIPs before stepping into 75140. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Grand Saline:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 75140

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
3BR
+7.7% 5yr CAGR
Best Overall Value
2BR
$77,820/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $155,640 $1,200 5.6% +7.5% $77,820
3BR $246,697 $1,600 4.7% +7.7% $82,232

Market Trends

Home Value History (with trend line)

$274K$238K$201K$165K$128K$92KJan 2009Oct 2017Jul 2026

📊 How Does 75140 Compare?

Metric 75140 Grand Saline Texas
Home Value $239,462 $239,462 $297,000
5-Year CAGR 1.0% 1.0% 5.4%
Avg Rent $1,080 $1,080 -
Cap Rate 3.5% 3.5% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75140 (Grand Saline, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.5%
Low
5yr Growth
+1.0%
Slow

📊 Market Snapshot

Home Value $239,462
Monthly Rent $1,080
Price-to-Rent 18.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR +0.0% ▲
5-Year CAGR +1.0% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.0%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75140

Population: 8,596

💰 Median Household Income
$44,091
This area
$44,091
State
$70,593
USA
$74,580
🏠 Renter Occupied
20.6%
This area
20.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-25.4%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
-5.8%
USA
33.7%
👤 Median Age
39.8 years
This area
39.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
13.8%
This area
13.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 89.2%
Other/Mixed 10.1%
Hispanic/Latino 8.3%
Black/African American 0.5%
Asian 0.2%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
16.0%
This area
16.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75140

B Avg School Grade
5 Schools
13.9:1 Avg Class Size
$12,825 Avg Per Pupil

Schools in This ZIP Code

A Very Good

GRAND SALINE H S

📚 09 – 12 High School
👥
337 Students
👨‍🏫
11.7:1 Class Size
💰
$12,825 Per Student
B+ Above Average

GRAND SALINE EL

📚 Pre-K – 02 Elementary
👥
289 Students
👨‍🏫
12.0:1 Class Size
💰
$12,825 Per Student
B+ Above Average

GRAND SALINE MIDDLE

📚 06 – 08 Middle
👥
287 Students
👨‍🏫
12.4:1 Class Size
💰
$12,825 Per Student
B Good

GRAND SALINE INT

📚 03 – 05 Elementary
👥
254 Students
👨‍🏫
15.1:1 Class Size
💰
$12,825 Per Student
C Below Average

VAN ZANDT CO YOUTH MULTI-SERVICE CTR

📚 07 – 12 High School
👥
9 Students
👨‍🏫
18.4:1 Class Size
💰
$12,825 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Grand Saline, TX a good place for real estate investing?

Yes - Grand Saline, TX a 2.0/5 investability score. With $239K home prices against $1,080/mo monthly rent, the market delivers a reasonable entry point for new investors.

What do rentals go for in Grand Saline, TX?

Rental rates in Grand Saline, TX average $1,080/mo. Tenant demand and $239K home values make the yield look reasonable by investor standards.

What is the rental occupancy rate in Grand Saline, TX?

Grand Saline, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Does house hacking make sense in Grand Saline, TX?

House hacking works a challenging in Grand Saline, TX. Rents of $1,080/mo against $239K acquisition make the strategy solid for owner-occupants.

Are landlord laws favorable in Grand Saline, TX?

Grand Saline, TX operates under TX law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

You know 75140 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75140 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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