Real Estate Investing in Ben Wheeler, Texas (75754)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Van Zandt County • Population: 7,297 • Data updated: September 2026

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Should you buy in 75754 (Ben Wheeler, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.7% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 26.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ben Wheeler, TX (75754)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $317,170
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $87,846
% Renters 15.1%

Market Analysis: 75754 Ben Wheeler

Investors eyeing 75754 need to respect the fundamentals at play. Home values of $317K come alongside slower price movement and elevated management overhead.

Meanwhile, the numbers look inviting — $317K purchase price, 0.0% nominal cap — the work to hit that pro forma in 75754 is substantial and deserves full respect.

In the broader TX picture, 75754 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 75754 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Ben Wheeler's stable or hybrid ZIPs before stepping into 75754. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ben Wheeler:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$357K$308K$259K$211K$162K$113KFeb 2009Nov 2017Jul 2026

📊 How Does 75754 Compare?

Metric 75754 Ben Wheeler Texas
Home Value $317,170 $317,170 $297,000
5-Year CAGR 1.5% 1.5% 5.4%
Avg Rent $999 $999 -
Cap Rate 2.5% 2.5% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75754 (Ben Wheeler, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $317,170
Monthly Rent $999
Price-to-Rent 26.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 4.0%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75754

Population: 7,297

💰 Median Household Income
$87,846
This area
$87,846
State
$70,593
USA
$74,580
🏠 Renter Occupied
15.1%
This area
15.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-25.4%
USA
3.7%
🎓 College Educated
18.2%
This area
18.2%
State
-5.8%
USA
33.7%
👤 Median Age
48.5 years
This area
48.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.7%
This area
11.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 5.7%
Hispanic/Latino 5.1%
Asian 1.8%
Black/African American 0.3%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
23.8%
This area
23.8%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75754

B+ Avg School Grade
2 Schools
11.9:1 Avg Class Size
$13,362 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

MARTINS MILL H S

📚 06 – 12 High School
👥
244 Students
👨‍🏫
10.5:1 Class Size
💰
$13,362 Per Student
B+ Above Average

MARTINS MILL EL

📚 Pre-K – 05 Elementary
👥
241 Students
👨‍🏫
13.2:1 Class Size
💰
$13,362 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong is Ben Wheeler, TX for real estate investors?

Ben Wheeler, TX scores 2.0/5 for investability. Home values sit at $317K and rents near $999/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is Ben Wheeler, TX good for landlords?

For rental operators, Ben Wheeler, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What do landlords charge for rent in Ben Wheeler, TX?

Expect rents around $999/mo per month in Ben Wheeler, TX. With home values at $317K, the yield math works out to reasonable levels for rental investors.

What does house hacking look like in Ben Wheeler, TX?

The a challenging house-hack environment in Ben Wheeler, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Are there empty rentals in Ben Wheeler, TX?

Vacancy in Ben Wheeler, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $999/mo.

You know 75754 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75754 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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