Real Estate Investing in Murchison, Texas (75778)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Henderson County • Population: 2,987 • Data updated: September 2026

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Should you buy in 75778 (Murchison, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Murchison, TX (75778)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $242,825
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $43,812
% Renters 31.2%

Market Analysis: 75778 Murchison

The 75778 ZIP covers a section of Murchison that demands careful diligence. Prices near $243K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 75778 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within TX, ZIP 75778 trails on several market indicators that neighboring Henderson County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Resident income in 75778 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 75778 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Murchison:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Athens, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Athens, TX metro data

Market Trends

Home Value History (with trend line)

$261K$229K$196K$163K$131K$98KFeb 2009Nov 2017Jul 2026

📊 How Does 75778 Compare?

Metric 75778 Murchison Athens, TX Texas
Home Value $242,825 $242,825 N/A $297,000
5-Year CAGR 3.1% 3.1% N/A 5.4%
Avg Rent $999 $999 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 75778? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75778 (Murchison, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+3.1%
Moderate

📉 Market Crash Risk Index

Based on Athens, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $242,825
Monthly Rent $999
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +1.2% ▲
5-Year CAGR +3.1% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75778

Population: 2,987

💰 Median Household Income
$43,812
This area
$43,812
State
$70,593
USA
$74,580
🏠 Renter Occupied
31.2%
This area
31.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-25.4%
USA
3.7%
🎓 College Educated
19.0%
This area
19.0%
State
-5.8%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
28.4%
This area
28.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 72.4%
Black/African American 16.4%
Other/Mixed 11.1%
Hispanic/Latino 9.4%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
30.8%
This area
30.8%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75778

A Avg School Grade
1 Schools
9.0:1 Avg Class Size
$16,006 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MURCHISON EL

📚 Pre-K – 08 School
👥
170 Students
👨‍🏫
9.0:1 Class Size
💰
$16,006 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,611 Off-Campus Students
C+
Trinity Valley Community College
5,300 students · 11.2 mi

Investor Insight: With 1,611 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Murchison, TX better for rentals, flips, or BRRRR?

Murchison, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($243K prices, $999/mo rents) make it a reasonable choice.

Is Murchison, TX a good market for FHA house hackers?

Murchison, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $999/mo rent level.

How expensive is real estate in Murchison, TX?

The median home value in Murchison, TX is roughly $243K. That puts it reasonable relative to the TX statewide average.

How landlord-friendly is Murchison, TX?

The landlord environment in Murchison, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What kind of tenants rent in Murchison, TX?

Tenant quality in Murchison, TX ranks as solid. Landlords generally report steady occupancy at market rents of $999/mo.

You know 75778 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75778 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75778 ranks in Athens, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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